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FHA lending limits in NEW YORK inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

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FHA Limits for 2020

Lending Limits for FHA Loans in NEW YORK Counties

FHA mortgage lending limits in NEW YORK vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

62 match(es) found.
ALBANY County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ALLEGANY County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
BRONX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
BROOME County
BINGHAMTON, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CATTARAUGUS County
OLEAN, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CAYUGA County
AUBURN, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHAUTAUQUA County
JAMESTOWN-DUNKIRK-FREDONIA, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHEMUNG County
ELMIRA, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CHENANGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CLINTON County
PLATTSBURGH, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
COLUMBIA County
HUDSON, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
CORTLAND County
CORTLAND, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DELAWARE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
DUTCHESS County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
Single Duplex Tri-plex Four-plex
$356,500 $456,350 $551,650 $685,550
ERIE County
BUFFALO-CHEEKTOWAGA, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ESSEX County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FRANKLIN County
MALONE, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
FULTON County
GLOVERSVILLE, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GENESEE County
BATAVIA, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
GREENE County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HAMILTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
HERKIMER County
UTICA-ROME, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
JEFFERSON County
WATERTOWN-FORT DRUM, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
KINGS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
LEWIS County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
LIVINGSTON County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MADISON County
SYRACUSE, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONROE County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
MONTGOMERY County
AMSTERDAM, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
NASSAU County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
NEW YORK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
NIAGARA County
BUFFALO-CHEEKTOWAGA, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ONEIDA County
UTICA-ROME, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ONONDAGA County
SYRACUSE, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ONTARIO County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ORANGE County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
Single Duplex Tri-plex Four-plex
$356,500 $456,350 $551,650 $685,550
ORLEANS County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OSWEGO County
SYRACUSE, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
OTSEGO County
ONEONTA, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
PUTNAM County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
QUEENS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
RENSSELAER County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
RICHMOND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
ROCKLAND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SARATOGA County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SCHENECTADY County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SCHOHARIE County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SCHUYLER County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SENECA County
SENECA FALLS, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ST. LAWRENCE County
OGDENSBURG-MASSENA, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
STEUBEN County
CORNING, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
SUFFOLK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
SULLIVAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TIOGA County
BINGHAMTON, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
TOMPKINS County
ITHACA, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
ULSTER County
KINGSTON, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WARREN County
GLENS FALLS, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WASHINGTON County
GLENS FALLS, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WAYNE County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
WESTCHESTER County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$765,600 $980,325 $1,184,925 $1,472,550
WYOMING County
NON-METRO
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100
YATES County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$331,760 $424,800 $513,450 $638,100

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Límites de Préstamo FHA en NEW YORK
FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
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Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

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Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

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