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FHA lending limits in NEW YORK inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for October 22, 2021
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NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2021

Lending Limits for FHA Loans in NEW YORK Counties

FHA mortgage lending limits in NEW YORK vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

62 match(es) found.
ALBANY County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ALLEGANY County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BRONX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
BROOME County
BINGHAMTON, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CATTARAUGUS County
OLEAN, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CAYUGA County
AUBURN, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHAUTAUQUA County
JAMESTOWN-DUNKIRK-FREDONIA, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHEMUNG County
ELMIRA, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CHENANGO County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CLINTON County
PLATTSBURGH, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
COLUMBIA County
HUDSON, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
CORTLAND County
CORTLAND, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DELAWARE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
DUTCHESS County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
Single Duplex Tri-plex Four-plex
$356,500 $456,350 $551,650 $685,550
ERIE County
BUFFALO-CHEEKTOWAGA, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ESSEX County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FRANKLIN County
MALONE, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
FULTON County
GLOVERSVILLE, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GENESEE County
BATAVIA, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
GREENE County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HAMILTON County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
HERKIMER County
UTICA-ROME, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
JEFFERSON County
WATERTOWN-FORT DRUM, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
KINGS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
LEWIS County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
LIVINGSTON County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MADISON County
SYRACUSE, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONROE County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MONTGOMERY County
AMSTERDAM, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
NASSAU County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
NEW YORK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
NIAGARA County
BUFFALO-CHEEKTOWAGA, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ONEIDA County
UTICA-ROME, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ONONDAGA County
SYRACUSE, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ONTARIO County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ORANGE County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
Single Duplex Tri-plex Four-plex
$356,500 $456,350 $551,650 $685,550
ORLEANS County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OSWEGO County
SYRACUSE, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
OTSEGO County
ONEONTA, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
PUTNAM County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
QUEENS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
RENSSELAER County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
RICHMOND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
ROCKLAND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
SARATOGA County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SCHENECTADY County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SCHOHARIE County
ALBANY-SCHENECTADY-TROY, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SCHUYLER County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SENECA County
SENECA FALLS, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ST. LAWRENCE County
OGDENSBURG-MASSENA, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
STEUBEN County
CORNING, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
SUFFOLK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
SULLIVAN County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TIOGA County
BINGHAMTON, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
TOMPKINS County
ITHACA, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ULSTER County
KINGSTON, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WARREN County
GLENS FALLS, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WASHINGTON County
GLENS FALLS, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WAYNE County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
WESTCHESTER County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
WYOMING County
NON-METRO
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
YATES County
ROCHESTER, NY
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400