FHA Limits for 2022

Lending Limits for FHA Loans in NEW YORK Counties

FHA mortgage lending limits in NEW YORK vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

ALBANY County
ALBANY-SCHENECTADY-TROY, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ALLEGANY County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

BRONX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

BROOME County
BINGHAMTON, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CATTARAUGUS County
OLEAN, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CAYUGA County
AUBURN, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CHAUTAUQUA County
JAMESTOWN-DUNKIRK-FREDONIA, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CHEMUNG County
ELMIRA, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CHENANGO County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CLINTON County
PLATTSBURGH, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

COLUMBIA County
HUDSON, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

CORTLAND County
CORTLAND, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

DELAWARE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

DUTCHESS County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ERIE County
BUFFALO-CHEEKTOWAGA, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ESSEX County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

FRANKLIN County
MALONE, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

FULTON County
GLOVERSVILLE, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GENESEE County
BATAVIA, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

GREENE County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HAMILTON County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

HERKIMER County
UTICA-ROME, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

JEFFERSON County
WATERTOWN-FORT DRUM, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

KINGS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

LEWIS County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

LIVINGSTON County
ROCHESTER, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MADISON County
SYRACUSE, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MONROE County
ROCHESTER, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

MONTGOMERY County
AMSTERDAM, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

NASSAU County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

NEW YORK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

NIAGARA County
BUFFALO-CHEEKTOWAGA, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ONEIDA County
UTICA-ROME, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ONONDAGA County
SYRACUSE, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ONTARIO County
ROCHESTER, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ORANGE County
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ORLEANS County
ROCHESTER, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

OSWEGO County
SYRACUSE, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

OTSEGO County
ONEONTA, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

PUTNAM County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

QUEENS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

RENSSELAER County
ALBANY-SCHENECTADY-TROY, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

RICHMOND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

ROCKLAND County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

SARATOGA County
ALBANY-SCHENECTADY-TROY, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SCHENECTADY County
ALBANY-SCHENECTADY-TROY, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SCHOHARIE County
ALBANY-SCHENECTADY-TROY, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SCHUYLER County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SENECA County
SENECA FALLS, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ST. LAWRENCE County
OGDENSBURG-MASSENA, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

STEUBEN County
CORNING, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

SUFFOLK County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

SULLIVAN County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

TIOGA County
BINGHAMTON, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

TOMPKINS County
ITHACA, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

ULSTER County
KINGSTON, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WARREN County
GLENS FALLS, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WASHINGTON County
GLENS FALLS, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WAYNE County
ROCHESTER, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

WESTCHESTER County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single	Duplex	Tri-plex	Four-plex
$970,800	$1,243,050	$1,502,475	$1,867,275

WYOMING County
NON-METRO
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150

YATES County
ROCHESTER, NY
Single	Duplex	Tri-plex	Four-plex
$420,680	$538,650	$651,050	$809,150