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FHA lending limits in NEW JERSEY inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for March 9, 2021
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


- Improving Your Credit Score Has Never Been More Important -

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2021

Lending Limits for FHA Loans in NEW JERSEY Counties

FHA mortgage lending limits in NEW JERSEY vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

21 match(es) found.
ATLANTIC County
ATLANTIC CITY-HAMMONTON, NJ
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
BERGEN County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
BURLINGTON County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Single Duplex Tri-plex Four-plex
$431,250 $552,050 $667,350 $829,350
CAMDEN County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Single Duplex Tri-plex Four-plex
$431,250 $552,050 $667,350 $829,350
CAPE MAY County
OCEAN CITY, NJ
Single Duplex Tri-plex Four-plex
$431,250 $552,050 $667,350 $829,350
CUMBERLAND County
VINELAND-BRIDGETON, NJ
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
ESSEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
GLOUCESTER County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Single Duplex Tri-plex Four-plex
$431,250 $552,050 $667,350 $829,350
HUDSON County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
HUNTERDON County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
MERCER County
TRENTON-PRINCETON, NJ
Single Duplex Tri-plex Four-plex
$356,362 $456,275 $551,500 $685,400
MIDDLESEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
MONMOUTH County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
MORRIS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
OCEAN County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
PASSAIC County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
SALEM County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Single Duplex Tri-plex Four-plex
$431,250 $552,050 $667,350 $829,350
SOMERSET County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
SUSSEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
UNION County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$822,375 $1,053,000 $1,272,750 $1,581,750
WARREN County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
Single Duplex Tri-plex Four-plex
$372,600 $477,000 $576,550 $716,550