Quantcast

FHA lending limits in NEW JERSEY inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for January 22, 2022
Are You Watching Your Credit Score?

NOTICE: Some FHA mortgage lenders are substantially raising FICO score requirements during the Coronavirus crisis, even though FHA minimums remain unchanged.


- Improving Your Credit Score Has Never Been More Important -

Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.

Choose a Loan Type

FHA.com is a privately owned website, is not a government agency, and does not make loans.

FHA Limits for 2022

Lending Limits for FHA Loans in NEW JERSEY Counties

FHA mortgage lending limits in NEW JERSEY vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

21 match(es) found.
ATLANTIC County
ATLANTIC CITY-HAMMONTON, NJ
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150
BERGEN County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
BURLINGTON County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Single Duplex Tri-plex Four-plex
$477,250 $610,950 $738,500 $917,800
CAMDEN County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Single Duplex Tri-plex Four-plex
$477,250 $610,950 $738,500 $917,800
CAPE MAY County
OCEAN CITY, NJ
Single Duplex Tri-plex Four-plex
$489,900 $627,150 $758,100 $942,100
CUMBERLAND County
VINELAND-BRIDGETON, NJ
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150
ESSEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
GLOUCESTER County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Single Duplex Tri-plex Four-plex
$477,250 $610,950 $738,500 $917,800
HUDSON County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
HUNTERDON County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
MERCER County
TRENTON-PRINCETON, NJ
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150
MIDDLESEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
MONMOUTH County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
MORRIS County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
OCEAN County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
PASSAIC County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
SALEM County
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Single Duplex Tri-plex Four-plex
$477,250 $610,950 $738,500 $917,800
SOMERSET County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
SUSSEX County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
UNION County
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
Single Duplex Tri-plex Four-plex
$970,800 $1,243,050 $1,502,475 $1,867,275
WARREN County
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
Single Duplex Tri-plex Four-plex
$420,680 $538,650 $651,050 $809,150