We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

The most recognized 3.5% down payment mortgage in the country. Affordable payments w/good credit.

Are You Watching Your Credit Score?




- Improving Your Credit Score Has Never Been More Important -

FHA.com is a privately owned website, is not a government agency, and does not make loans.
FHA Home Loans

Choose a Loan Type

FHA.com is a privately owned website, is not a government agency, and does not make loans.

Contact Our FHA Loan Experts

Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official websites arehttps://www.fha.govandhttp://www.hud.gov.

Find the address of a HUD office near you:

https://www.hud.gov/program_offices/field_policy_mgt/localoffices

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

[email protected]

Should you have any questions about the site you are currently on, please e-mail us at:[email protected]

Lender looking to participate on our site? Contact us at:[email protected]

SEE YOUR CREDIT SCORES   From All 3 Bureaus  

Do you know what's on your credit report?

Learn what your score means.


FHA Loan Articles and Mortgage News

Where not to Buy Your Home

April 24, 2024 - Finding or building your dream home means paying attention to many important details. Is the house you want large enough to live in for 5 to 10 years without outgrowing it? Is your house close enough to essential services like child care or school?

Elevated Risks for FHA Mortgage Borrowers?

April 21, 2024 - Are home loans riskier in 2024 due to elevated potential for scams and fraud? Fraud prevention company Funding Shield reports high fraud vulnerability in roughly half of all portfolio loans, including residential mortgages, in the first three months of 2024.

FHA Loans: True or False?

April 19, 2024 - We write about many details of FHA home loans, and if you are on the path to homeownership for the first time, it helps to know some of the facts and fiction surrounding these home loans before you start looking for a home, a lender, or applying for pre-qualification.

What Fox Business News Gets Wrong About Home Loans

April 17, 2024 - There is plenty of bad information about home loans in general and FHA loans specifically. You may encounter some of these in the wild when searching for a lender and a home to buy with an FHA mortgage.

FHA, VA, or Conventional? Comparing Home Loan Features

April 16, 2024 - Home loans have many similar features. They require down payments, have appraisal standards, and may have rules on how you can use the property you buy. How do home loans compare to one another? We examine some of the major issues in this article.