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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, ”The Scope of Our Service” athttps://www.fha.com/terms_of_use.

We educate homebuyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

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FHA Loan Articles and Mortgage News

What to Know When Hiring a Rehab Contractor

April 3, 2024 - If you buy a fixer-upper with an FHA loan, you must hire contractors to do the labor. There are some general guidelines about this process all borrowers should know before committing. Don’t consider unlicensed contractors. Your lender can’t approve a loan under such circumstances.

What Finance Blogs Say About FHA Loans

April 2, 2024 - There are lots of finance and mortgage-related publications. Some of these discuss FHA loan guidelines with varying degrees of accuracy. Here are some facts--and corrections--about FHA loans as published by others.

What to Know About the FHA Payment Supplement Program

April 1, 2024 - The FHA’s new program launched in 2024 is called the FHA Payment Supplement and allows participating lenders more freedom to (temporarily) change the terms of the loan to reduce monthly payments without changing the home loan interest rate.

FHA Borrowers Benefit from FHA Rule Changes

April 1, 2024 - When did you last check into your options to buy, build, or refinance using an FHA mortgage? In recent years, the FHA and HUD have modified the FHA single-family home loan program in ways that have benefited borrowers, both new house hunters and experienced borrowers.

Mortgage Rate Outlook Revisions

March 30, 2024 - As the first quarter of 2024 ends, some market watchers are revising their home loan interest rate predictions for the remainder of the year. There are multiple reasons why mortgage loan interest rates may fall slower than some might like. One of those reasons? Fed lending policy.