FHA Loan Rates
May 17, 2008

30 Yr. Fixed
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No Points
Low Interest
Best APR

15 Yr. Fixed
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No Points
Low Interest
Best APR

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Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting.

FHA.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

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FHA LOAN TYPES

FHA Refinance
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FHA Loan (fixed rate)
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Energy Efficient Loan
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Growing Equity Mortgage
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FHA Condo Loans
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Graduated Payment Mortgage

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FHA Facts | FHA Loan Types | Down Payment Grants

FHA Down Payment Grants
-- Newsong

Newsong provides a down payment assistance program for residential and commercial properties. This program offers a one-time gift for all closing costs, and there are no income requirements or limits on who can participate. Anyone who qualifies for an FHA loan can apply to receive down payment help from Newsong. The program does not require inspections or credit checks, and there are no restrictions on where you wish to buy your home as long as it is within the "geographic United States". The program offers:

No "first time homebuyer" restrictions-this program is for anyone buying a home with a pre-approved FHA loan or an existing FHA loan.
Up to $25,000 for closing costs for a home purchased with an FHA loan.
More funds available on a case-by-case basis-your loan officer will provide more information if you need to request additional assistance.
Gift funds made available 24 hours after approval.

If you are approved for an FHA loan and want to participate in the Newsong program, take the following steps:

Find a home and make an offer.
Once the offer is approved, contact your loan officer and ask about the Newsong program.
Tell your realtor you want to buy the home using the Newsong program
Your loan officer applies to Newsong on your behalf.
Money is available up to 24 hours after the application is approved.

In many cases same-day approval is possible if your loan officer can complete and send the paperwork before noon. The seller must participate in the Newsong program. Ask your loan officer and/or realtor how your seller should sign up for Newsong.

Down payment assistance programs generally require the seller to pay a fee to participate. This fee is considered a payment for services rendered and not a tax-deductible charitable contribution.

For more information on how the grant program can be beneficial to you, you must be a qualified home buyer under the fha home loan program. We recommend that you first get pre-approved for an FHA home loan and then your lender will assist with getting you educated on the down payment program that is right for you.

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FHA Down Payment Grants-- Newsong

FHA Down Payment Grants
-- Newsong