Our calculators were designed to help you determine how much you can afford to safely borrow in order to finance your home. Use this one to determine your monthly payment amount with estimated taxes and insurance.

FHA Loan Rates

October 7, 2015
FHA Rates for October 7, 2015
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
FHA.com is a private company, is not a government agency, and does not make loans.

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Compare mortgage rates for your refinance or home purchase loan.




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How Much Are My Payments?

FHA Mortgage Calculator

Use our mortgage calculator to determine your monthly payment amount. Estimate your taxes and insurance so that these amounts will be included in the payment calculation. Enter amounts in the fields below and the mortgage calculator will give you your monthly mortgage payment amount!

Purchase Price of Home

Down Payment

Term of Loan

Interest Rate

Property Taxes

Homeowners Insurance


Estimated Monthly Payment (P+I only):


One-time Up-Front MIP:


Mortgage Monthly Insurance:

Base Loan Amt. x (1.3% for 30 yr or 0.45% for 15 yr)/12


Total Monthly Payment:


DISCLAIMER: The figures above are based upon current FHA program guidelines. FHA requires a 3.5% down payment as well as monthly and annual mortgage insurance in many cases. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed.