Our calculators were designed to help you determine how much you can afford to safely borrow in order to finance your home. Use them to determine the maximum monthly payment of principle and interest, and the maximum loan amount for which you may qualify.

FHA Loan Rates

July 31, 2014
30 Year Fixed
3.95% Rate
3.96% APR
15 Year Fixed
3.0% Rate
3.29% APR

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How Much Can I Borrow?

FHA Mortgage Calculator

Use the following calculator to determine the maximum monthly payment (principle and interest) and the maximum loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.

Salary/Wages

Other Income

Property Taxes

Hazard Insurance

Auto Payment

Credit Card / Other Bills

Term of Loan

Interest Rate

YOUR RESULTS

Maximum Mortgage Payment (Principal and Interest):

$.00 /mo

Your Estimated Taxes and Insurance:

$.00 /mo

Estimated MIP Monthly Insurance:

Base Loan Amt. x (1.3% for 30 yr or 0.45% for 15 yr)/12

$.00

Your Total Monthly Payment (All items):

$.00

You May Qualify for a Loan Amount Up to:

$.00

DISCLAIMER: The figures above are based upon current FHA program guidelines. FHA requires a 3.5% down payment as well as monthly and annual mortgage insurance in many cases. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed.