Contact Our FHA Loan Experts
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NOTE: We are not the FHA.
HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.
HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.
Their official web sites are http://www.fha.gov and http://www.hud.gov.
Find the address of a HUD office near you:
US Department of Housing and Urban Development
451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342
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FHA Loan Articles
Read About Mortgage News, FHA Updates, and Guidelines
Learning the Basics About FHA Loan Limits
You and your lender need the amount of the sale price of a home before a loan amount can be properly calculated. Other factors that affect the loan include the amount of your down payment, and the county loan limits where you are buying the home.
Minimum Property Requirements for Septic Systems
Lenders are responsible for making sure a property lives up to local requirements, community sewage systems are properly licensed, and these systems are adequate enough to service the property.
FHA Rules for Adding Repairs to the Home Sale Price
If you have ever wanted to buy a home, but in the end decided to pass on the deal because of repair costs, you might be affected by the FHA loan rules for such situations under the right circumstances.
FHA Loan Rules on Student Loan Debt
The borrower who has a parent paying student loan debt every month may be able to show the cash income from that payment is stable and reliable. Debt listed in their own name can and probably will be included in debt-to-income ratio calculations.
Is There a No Money Down FHA Loan Option?
FHA home loans do not feature a no money down option. One type of government-backed home loan program does, but VA loans are for qualified veterans and currently serving military members.