We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA Loan Rates

August 27, 2015
FHA Rates for August 27, 2015
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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FHA.com is a private company, is not a government agency, and does not make loans.

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Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official web sites are http://www.fha.gov and http://www.hud.gov.

Find the address of a HUD office near you:

http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

answers@hud.gov

Should you have any questions about the site you are currently on, please e-mail us at: assistance@fha.com

Lender looking to participate on our site? Contact us at: assistance@fha.com

FHA Loan Articles

Read About Mortgage News, FHA Updates, and Guidelines
FHA Debt Ratios and FHA Loan Approval

Your debt to income ratio is a very important factor in the FHA loan application process. Do you wonder how existing debts affect your chances? What about debts that are scheduled to be paid off at some point in the near future?

FHA Streamline Refinancing: Appraisal Required?

It can be easy to get confused over the difference between lender requirements and FHA refinance loan standards--did you know that FHA loan rules for Streamline Refinancing permit the lender to require things the FHA rules don’t insist upon?

Steps Toward Your FHA Home Loan

What are the steps toward completing your purchase of a home using an FHA mortgage? It’s a common question and one first-time home buyers might be afraid to ask, not wanting to seem ignorant of the process.

What You Should Remember About FHA Appraisals

When you find a home to buy with your FHA home loan, before that loan can be approved the property must first be appraised--this portion of the FHA home loan process is often misunderstood. Do you know what the FHA appraisal is designed to do?

FHA Loan Rules For Second Home Purchases

FHA loan rules for the single-family loan program are designed for owner-occupiers, but depending on circumstances a borrower may be approved by a participating lender to buy another home--usually in response to a pragmatic need like a larger family or job requirements.