FHA Loan Rates

October 31, 2014
FHA Rates for October 31, 2014
30 Year Fixed
3.25% Rate
3.29% APR
15 Year Fixed
2.75% Rate
3.0% APR
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FHA.com is a private company, is not a government agency, and does not make loans.

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NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official web sites are http://www.fha.gov and http://www.hud.gov.

Find the address of a HUD office near you:

http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

answers@hud.gov

Should you have any questions about the site you are currently on, please e-mail us at: assistance@fha.com

Lender looking to participate on our site? Contact us at: sales@fha.com

FHA Loan Articles

Read About Mortgage News, FHA Updates, and Guidelines
FHA Rules for Adding Repairs to the Home Sale Price

If you have ever wanted to buy a home, but in the end decided to pass on the deal because of repair costs, you might be affected by the FHA loan rules for such situations under the right circumstances.

FHA Loan Rules on Student Loan Debt

The borrower who has a parent paying student loan debt every month may be able to show the cash income from that payment is stable and reliable. Debt listed in their own name can and probably will be included in debt-to-income ratio calculations.

Is There a No Money Down FHA Loan Option?

FHA home loans do not feature a no money down option. One type of government-backed home loan program does, but VA loans are for qualified veterans and currently serving military members.

Program Changes for FHA Home Equity Conversion Mortgages

Home Equity Conversion Mortgages are for eligible borrowers age 62 or older, and feature no monthly mortgage payment for the borrower. Changes were announced effective June 2014.

FHA Loan Documentation Your Loan Officer Needs

Your FHA loan application can include a variety of documentation that is required to help the lender process your loan. Privacy is a bigger issue than ever.

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