Contact Our FHA Loan Experts
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NOTE: We are not the FHA.
HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.
HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.
Their official web sites are http://www.fha.gov and http://www.hud.gov.
Find the address of a HUD office near you:
US Department of Housing and Urban Development
451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342
Should you have any questions about the site you are currently on, please e-mail us at: email@example.com
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FHA Loan Articles
Read About Mortgage News, FHA Updates, and Guidelines
Get Ready For An FHA Loan Application
Smart borrowers take plenty of time to plan their new home purchase. It’s important to set budget, examine credit scores and reports, save up money for a down payment, plus the fees and expenses required as part of getting the loan.
Unpaid Federal Debts And Your FHA Loan Application
Does it hurt a borrower’s chances when applying for an FHA mortgage loan if there’s a debt owed to the federal government? Can unpaid federal taxes become a barrier to an FHA mortgage loan? The FHA recognizes two types of circumstances–tax debt and non-tax debt.
FHA Credit Requirements Versus Your Lender's Requirements
Some FHA loan applicants may feel there is a contradiction between FHA loan rules for FICO score minimums, creditworthiness issues, and loan repayment history requirements. There is no actual contradiction once borrowers realize these are just minimum requirements. Lenders may have higher standards.
FHA Loan Rules: HUD 4000.1 on Occupancy by the Borrower
Occupancy rules for single family FHA home loans are very important for a borrower to understand. HUD 4000.1 has a specific occupancy requirement for new purchase single-family home loans requiring the borrower to occupy the home.
Changes to Mortgage Loan Procedures
Home loans can be complex, confusing, and hard to understand. A government agency known as CFPB, or Consumer Financial Protection Bureau, exists to protect consumers and help potential homeowners as they navigate the path to buying a home.