FHA home loans were created to help minorities and first-time homebuyers purchase a home. Our calculators were designed to help you determine how much you can afford to safely borrow in order to finance your home.

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FHA Mortgage Calculator

How Much Can I Afford?

See if your income is sufficient to qualify:
Desired Mortgage for New Home
Mortgage Length	Years
Interest	%
Annual Tax
Total Monthly Payments in Non-Mortgage Debt (i.e. car, student loans, credit cards, etc).

Summary:
Monthly Principal + Interest
Total Housing Payment (tax & insurance included)
Required Salary
This does not include mortgage insurance if needed. Your salary must meet the following two conditions on FHA loans: The sum of the monthly mortgage and monthly tax payments must be less than 31% of your gross (pre-taxes) monthly salary. The sum of the monthly mortgage, monthly tax and other monthly debt payments must be less than 43% of your gross (pre-taxes) monthly salary. DISCLAIMER: The figures above are based upon current FHA program guidelines. FHA requires a 3.5% down payment as well as monthly and annual mortgage insurance in many cases. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed.

FHA Mortgage Calculators

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How much can I afford?
How much can I borrow?
How much are my payments?
Compare 3 different loans.
Show me my amortization schedule.

Qualify for an FHA Loan

Sites and Offers of Interest

Free FHA Limits Calculator

Display current FHA loan limits for states and counties on your real estate, mortgage, or community website.

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Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation, is not a government agency, and does not make loans.

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This blog is brought to you by the knowledgeable group of counselors at FHA.com. Our team specializes in advising our customers about the value of FHA mortgage loans.

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