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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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SecureRights is affiliated with LeadPoint, Inc., a Delaware corporation with its headquarters in Los Angeles, California and maintains an online marketplace that helps match businesses that provide residential mortgages, debt financing and other financial products and services to consumers who have expressed an interest in seeking such products and services. SecureRights is an independent third party verification service that is dedicated to combating fraud and protecting consumer privacy.

When consumers seeking financial products and services submit their information through websites prominently displaying the SecureRights logo, we will collect and use personal information about you to respond to your request for such products and services. SecureRights also provides a mechanism for consumers to report fraud or violations of their privacy.

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FHA Loan Articles and Mortgage News

Mortgage Insurance Requirements by Loan Type

March 14, 2024 - Some loan types allow you to pay 20% down to avoid mortgage insurance altogether. Other loan types may allow you to make a larger down payment and stop paying mortgage insurance after 11 years. Other loans have no program-required mortgage insurance guidelines at all.

FHA Home Loan Down Payments: What to Know Before You Buy

March 13, 2024 - FHA home loan down payments are typically lower than many conventional mortgage equivalents, especially if you can’t afford the 20% down needed to avoid conventional private mortgage insurance, which is required on a conventional mortgage.

What to Know When Building or Renovating a Home

March 12, 2024 - Some want to build a home from the ground up, and that job requires an FHA One-Time Close construction loan. Others want to renovate an existing home using an FHA rehabilitation mortgage or its refinance equivalent.

Manufactured Housing and FHA Loans

March 10, 2024 - Roughly 20 million Americans have purchased manufactured housing, and most government-backed mortgage loan programs offer some type of home loan for these borrowers. That includes the FHA, which offers these types of home loans.

One-Time Close Loans Compared to Other Construction Loan Options

March 4, 2024 - If you want to build a house from the ground up using an FHA One-Time Close construction loan, you should research your options to ensure you’re making the right choice for the right project. Do you need an owner-builder loan, a renovation loan, or a construction-only loan?