Who is SecureRights?
SecureRights Advertiser Contact Information
SecureRights is affiliated with LeadPoint, Inc., a Delaware corporation with its headquarters in Los Angeles, California and maintains an online marketplace that helps match businesses that provide residential mortgages, debt financing and other financial products and services to consumers who have expressed an interest in seeking such products and services. SecureRights is an independent third party verification service that is dedicated to combating fraud and protecting consumer privacy.
When consumers seeking financial products and services submit their information through websites prominently displaying the SecureRights logo, we will collect and use personal information about you to respond to your request for such products and services. SecureRights also provides a mechanism for consumers to report fraud or violations of their privacy.
SecureRights Contact Information:
LeadPoint, Inc. DBA Secure Rights
2045 S. Barrington Ave
Los Angeles, CA 90025
FHA Loan Articles
Read About Mortgage News, FHA Updates, and Guidelines
FHA Reduces Annual Mortgage Insurance Premiums
FHA made an announcement about cuts in the annual mortgage insurance premium (MIP) in a preliminary January 2015 announcment. The new FHA policy reduces the rate for most Title II forward mortgages with terms greater than 15 years.
FHA Mortgage Insurance Premiums Requirements
There are many types of questions about FHA mortgage insurance premium requirements, but since the FHA changed its MIP policies to extend MIP for the maximum duration permitted by law, we've seen more questions about those changes.
Private Mortgage Insurance Requirements
One common question we get involves Private Mortgage Insurance and the premiums for that insurance. Borrowers should discuss PMI policy changes with a loan officer.
FICO Scores and FHA Lender Requirements
The FHA has a section in its rulebook that lists a minimum FICO score for borrowers. In general, if your FICO score is below 580, you won't qualify for the lowest down payment amount of 3.5%. This minimum may be lower than the standards set by lenders.
Minimum Property Requirements for Septic Systems
Lenders are responsible for making sure a property lives up to local requirements, community sewage systems are properly licensed, and these systems are adequate enough to service the property.