Quantcast

FHA mortgage lending limits vary based on a variety of housing types and the state and county in which the property is located. FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment.

FHA Loan Rates

October 1, 2016
FHA Rates for October 1, 2016
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
FHA.com is a private company, is not a government agency, and does not make loans.

Prequalify Now!

Compare mortgage rates for your refinance or home purchase loan.

CHOOSE A LOAN TYPE

then
get
your

FREE CREDIT SCORE

Do you know what's on
your credit report?
The Path to Homeownership
FHA.com is a private company, is not a government agency, and does not make loans.

2016 FHA Limits

Lending Limits for FHA Loans in Your State

FHA Loan Articles

Read About Mortgage News, FHA Updates, and Guidelines
FHA Loan Rules for Overtime and Bonus Payments

Can an FHA loan applicant use current overtime income or bonus payments to help qualify for a mortgage? Do these payments count towards overall monthly or annual income? This can be a tricky question to answer because not all overtime or bonus payments are alike. 

Questions and Answers About Interest Rate Rules

The interest rate on your FHA mortgage is one of the most important factors when considering the long-term cost of your home loan. Do you know the facts about FHA mortgages and the interest rates on them? 

Learning About FHA Loan Standards

One common misunderstanding about FHA loans and FHA refinance loans has to do with the difference between FHA loan minimum standards and the standards of a specific financial institution.  The FHA loan rulebook is often not the final word on certain issues.