FHA mortgage lending limits vary based on a variety of housing types and the state and county in which the property is located. FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment.

FHA Loan Rates

September 21, 2014
30 Year Fixed
3.95% Rate
3.96% APR
15 Year Fixed
2.875% Rate
3.0% APR

Prequalify Now!

Compare mortgage rates for your refinance or home purchase loan.

CHOOSE A LOAN TYPE

then
get
your

FREE CREDIT SCORE

Do you know what's on
your credit report?
FHA.com is a private company, is not a government agency, and does not make loans.

2014 FHA Limits

Lending Limits for FHA Loans in Your State

FHA Loan Guidelines:

FHA Loan Articles

Read About Mortgage News, FHA Updates, and Guidelines
FHA Loan Documentation Your Loan Officer Needs

Your FHA loan application can include a variety of documentation that is required to help the lender process your loan. Privacy is a bigger issue than ever.

Do Bad Credit FHA Home Loans Exist?

The single-family FHA loan program does not specifically offer a bad credit mortgage loan. FHA loan rules require the borrower to have a FICO score of at least above 500.

Loans the FHA Will and Won't Approve

Are you looking for an FHA guaranteed home loan? There are many questions about the house buying process, including what the rules are for the types of homes or properties you can purchase with an FHA mortgage.