FHA mortgage lending limits vary based on a variety of housing types and the state and county in which the property is located. FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment.

FHA Loan Rates

December 22, 2014
FHA Rates for December 22, 2014
30 Year Fixed
3.25% Rate
3.29% APR
15 Year Fixed
2.75% Rate
3.0% APR
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FHA.com is a private company, is not a government agency, and does not make loans.

2014 FHA Limits

Lending Limits for FHA Loans in Your State

FHA Loan Articles

Read About Mortgage News, FHA Updates, and Guidelines
Learning the Basics About FHA Loan Limits

You and your lender need the amount of the sale price of a home before a loan amount can be properly calculated. Other factors that affect the loan include the amount of your down payment, and the county loan limits where you are buying the home.

FHA Loan Documentation Your Loan Officer Needs

Your FHA loan application can include a variety of documentation that is required to help the lender process your loan. Privacy is a bigger issue than ever.

Do Bad Credit FHA Home Loans Exist?

The single-family FHA loan program does not specifically offer a bad credit mortgage loan. FHA loan rules require the borrower to have a FICO score of at least above 500.