FHA mortgage lending limits vary based on a variety of housing types and the state and county in which the property is located. FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment.

FHA Loan Rates

November 26, 2015
FHA Rates for November 26, 2015
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
FHA.com is a private company, is not a government agency, and does not make loans.

Prequalify Now!

Compare mortgage rates for your refinance or home purchase loan.




Do you know what's on
your credit report?
FHA.com is a private company, is not a government agency, and does not make loans.

2015 FHA Limits

Lending Limits for FHA Loans in Your State

FHA Loan Articles

Read About Mortgage News, FHA Updates, and Guidelines
FHA Credit Requirements Versus Your Lender's Requirements

Some FHA loan applicants may feel there is a contradiction between FHA loan rules for FICO score minimums, creditworthiness issues, and loan repayment history requirements. There is no actual contradiction once borrowers realize these are just minimum requirements. Lenders may have higher standards.

FHA Loan Rules: HUD 4000.1 on Occupancy by the Borrower

Occupancy rules for single family FHA home loans are very important for a borrower to understand. HUD 4000.1 has a specific occupancy requirement for new purchase single-family home loans requiring the borrower to occupy the home.

Income Verification and FHA Rules For Co-borrowers

Are you interesting in purchasing a home with another person? When two people want to apply for an FHA mortgage loan together, there may be situations where one borrower comes to the FHA loan process trying to make up for the financial or credit shortcomings of the other borrower.