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2024 FHA Loan Limits
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FHA Requirements
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Streamline Refi
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This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA lending limits in South Dakota inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

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FHA Limits for 2024

Lending Limits for FHA Loans in South Dakota Counties

FHA mortgage lending limits in South Dakota vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

66 match(es) found.
AURORA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BEADLE County
HURON, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BENNETT County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BON HOMME County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BROOKINGS County
BROOKINGS, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BROWN County
ABERDEEN, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BRULE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BUFFALO County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BUTTE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CAMPBELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CHARLES MIX County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CLARK County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CLAY County
VERMILLION, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CODINGTON County
WATERTOWN, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CORSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CUSTER County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DAVISON County
MITCHELL, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DAY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DEUEL County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DEWEY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DOUGLAS County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
EDMUNDS County
ABERDEEN, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
FALL RIVER County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
FAULK County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GRANT County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GREGORY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HAAKON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HAMLIN County
WATERTOWN, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HAND County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HANSON County
MITCHELL, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HARDING County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HUGHES County
PIERRE, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HUTCHINSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HYDE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JACKSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JERAULD County
HURON, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JONES County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
KINGSBURY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LAKE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LAWRENCE County
SPEARFISH, SD
SingleDuplexTri-plexFour-plex
$541,650$693,400$838,150$1,041,650
LINCOLN County
SIOUX FALLS, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LYMAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MARSHALL County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MCCOOK County
SIOUX FALLS, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MCPHERSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MEADE County
RAPID CITY, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MELLETTE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MINER County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MINNEHAHA County
SIOUX FALLS, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MOODY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OGLALA LAKOTA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
PENNINGTON County
RAPID CITY, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
PERKINS County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
POTTER County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ROBERTS County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SANBORN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SPINK County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
STANLEY County
PIERRE, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SULLY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
TODD County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
TRIPP County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
TURNER County
SIOUX FALLS, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
UNION County
SIOUX CITY, IA-NE-SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WALWORTH County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
YANKTON County
YANKTON, SD
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ZIEBACH County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350

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Down Payment RequirementsFHA Loan RequirementsFHA GuidelinesMortgage Loan TermsLoan Approval ProcessCredit RequirementsGetting Pre-QualifiedPrincipal and InterestDebt-to-Income RatioFinding a LenderUnderstanding Credit Scores

The FHA Loan is the type of mortgage most commonly used by first-time homebuyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments
Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!

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