FHA Requirements
2024 FHA Loan Limits
First-Time Homebuyers
Mortgage Calculators
FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
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A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
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This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments

FHA lending limits in Michigan inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.

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FHA Loan Programs for 2024

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FHA Loan Limits
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Streamline Refinance
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FHA Fixed Rate
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Condominium Loans
Jumbo Loans
Credit Qualifications
FHA Requirements
FHA Closing Costs
Fair Housing Act

FHA Limits for 2024

Lending Limits for FHA Loans in Michigan Counties

FHA mortgage lending limits in Michigan vary based on a variety of housing types and the cost of local housing. FHA loans are designed for borrowers who are unable to make large down payments.

83 match(es) found.
ALCONA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ALGER County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ALLEGAN County
HOLLAND, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ALPENA County
ALPENA, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ANTRIM County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ARENAC County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BARAGA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BARRY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BAY County
BAY CITY, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BENZIE County
TRAVERSE CITY, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BERRIEN County
NILES, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
BRANCH County
COLDWATER, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CALHOUN County
BATTLE CREEK, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CASS County
SOUTH BEND-MISHAWAKA, IN-MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CHARLEVOIX County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CHEBOYGAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CHIPPEWA County
SAULT STE. MARIE, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CLARE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CLINTON County
LANSING-EAST LANSING, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
CRAWFORD County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DELTA County
ESCANABA, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
DICKINSON County
IRON MOUNTAIN, MI-WI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
EATON County
LANSING-EAST LANSING, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
EMMET County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GENESEE County
FLINT, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GLADWIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GOGEBIC County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GRAND TRAVERSE County
TRAVERSE CITY, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
GRATIOT County
ALMA, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HILLSDALE County
HILLSDALE, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HOUGHTON County
HOUGHTON, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
HURON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
INGHAM County
LANSING-EAST LANSING, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
IONIA County
GRAND RAPIDS-KENTWOOD, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
IOSCO County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
IRON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ISABELLA County
MOUNT PLEASANT, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
JACKSON County
JACKSON, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
KALAMAZOO County
KALAMAZOO-PORTAGE, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
KALKASKA County
TRAVERSE CITY, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
KENT County
GRAND RAPIDS-KENTWOOD, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
KEWEENAW County
HOUGHTON, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LAKE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LAPEER County
DETROIT-WARREN-DEARBORN, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LEELANAU County
TRAVERSE CITY, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LENAWEE County
ADRIAN, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LIVINGSTON County
DETROIT-WARREN-DEARBORN, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
LUCE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MACKINAC County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MACOMB County
DETROIT-WARREN-DEARBORN, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MANISTEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MARQUETTE County
MARQUETTE, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MASON County
LUDINGTON, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MECOSTA County
BIG RAPIDS, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MENOMINEE County
MARINETTE, WI-MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MIDLAND County
MIDLAND, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MISSAUKEE County
CADILLAC, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MONROE County
MONROE, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MONTCALM County
GRAND RAPIDS-KENTWOOD, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MONTMORENCY County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
MUSKEGON County
MUSKEGON, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
NEWAYGO County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OAKLAND County
DETROIT-WARREN-DEARBORN, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OCEANA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OGEMAW County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ONTONAGON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OSCEOLA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OSCODA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OTSEGO County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
OTTAWA County
GRAND RAPIDS-KENTWOOD, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
PRESQUE ISLE County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ROSCOMMON County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SAGINAW County
SAGINAW, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SANILAC County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SCHOOLCRAFT County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
SHIAWASSEE County
LANSING-EAST LANSING, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ST. CLAIR County
DETROIT-WARREN-DEARBORN, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
ST. JOSEPH County
STURGIS, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
TUSCOLA County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
VAN BUREN County
NON-METRO
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WASHTENAW County
ANN ARBOR, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WAYNE County
DETROIT-WARREN-DEARBORN, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350
WEXFORD County
CADILLAC, MI
SingleDuplexTri-plexFour-plex
$498,257$637,950$771,125$958,350

Browse Questions About Mortgage Topics

Down Payment RequirementsFHA Loan RequirementsFHA GuidelinesMortgage Loan TermsLoan Approval ProcessCredit RequirementsGetting Pre-QualifiedPrincipal and InterestDebt-to-Income RatioFinding a LenderUnderstanding Credit Scores

The FHA Loan is the type of mortgage most commonly used by first-time homebuyers and there's plenty of good reasons why.

FHA Loan Guide
Learn About FHA Requirements!

FHA.com is a privately-owned website that is not affiliated with the U.S. government. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private corporation and does not make loans.

FHA Loan Limits
MIP Information
FHA Closing Costs
FHA Debt Ratios
FHA Credit Issues
Loan Checklist
A good FICO score is key to getting a good rate on your FHA home loan.
FHA Requirements
Credit Benefits
Improving Credit
Be smart when it comes to your FHA loan and your financial future.
Ability to Borrow
Loan Affordability
Loan Payments
Streamline Refi
Cash-out Refi
Rehab Loan
Simple Refi
FHA Reverse
This program lets buyers get a single loan with just one closing.
Construction Loan
Buyer Benefits
Builder Benefits
Build on Your Land
FHA Fixed Rate
FHA ARM
FHA Jumbo Loans
Condo Loans

Important FHA Terms

Important FHA Terms

FHA Down Payments

FHA Down Payments
Common FHA Questions and Answers

Common FHA Questions

Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.

Go To Questions
Learn About FHA Loans!

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