FHA Loan Rates July 05, 2008 30 Yr. Fixed --------------- No Points Low Interest Best APR 15 Yr. Fixed --------------- No Points Low Interest Best APR -- -- -- -- -- -- -- -- Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA. -- -- -- -- -- -- -- -- FHA LOAN TYPES FHA Refinance - - - - - - - - FHA Secure - - - - - - - - FHA Reverse - - - - - - - - FHA Loan (fixed rate) - - - - - - - - Energy Efficient Loan - - - - - - - - Growing Equity Mortgage - - - - - - - - FHA Condo Loans - - - - - - - - Graduated Payment Mortgage -- -- -- -- -- -- -- -- SPECIAL FEATURE: Military Finance Military Hub - - - - - - - - Online Military Banking Military banking for veterans and their families. - - - - - - - - Veteran Life Insurance Military Home Insurance Make educated decisions for all of your insurance needs. -- -- -- -- -- -- -- --

Prequalify for an FHA Loan

• Steady employment history, at least two years with the same employer.
  
  
• Consistent or increasing income over the past two years.
  
  
• Credit report should be in good standing with less than two thirty day late payments in the past two years.
  
  
• Any bankruptcy on record must be at least two years old with good credit for the two consecutive years.
  
  
• Any foreclosure must be at least three years old with good credit for the past three years.
  
  
• Mortgage payment qualified for must be approximately 30 percent of your total monthly gross income.