FHA Loan Rates May 17, 2008 30 Yr. Fixed --------------- No Points Low Interest Best APR 15 Yr. Fixed --------------- No Points Low Interest Best APR -- -- -- -- -- -- -- -- Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA. -- -- -- -- -- -- -- -- FHA LOAN TYPES FHA Refinance - - - - - - - - FHA Loan (fixed rate) - - - - - - - - Energy Efficient Loan - - - - - - - - Growing Equity Mortgage - - - - - - - - FHA Condo Loans - - - - - - - - Graduated Payment Mortgage -- -- -- -- -- -- -- -- SPECIAL FEATURE: Military Finance GI Bank Military. Money. Lifestyle. - - - - - - - - Online Military Banking Militay banking for veterans and their families. - - - - - - - - Veteran Life Insurance Military Insurance Options Military Auto Insurance Make educated decisions for all of your insurance needs. -- -- -- -- -- -- -- --

FHA Mortgage Insurance

• For mortgages with terms 15 years and less and with Loan to Value ratios 90 percent and greater, annual premiums will be canceled when the Loan to Value ratio reaches 78 percent regardless of the amount of time the mortgagor has paid the premiums.
  
  
• For mortgages with terms more than 15 years, the annual mortgage insurance premiums will be canceled when the Loan to Value ratio reaches 78 percent, provided the mortgagor has paid the annual premium for at least 5 years.
  
  
• Mortgages with terms 15 years and less and with Loan to Value ratios of 89.99 percent and less will not be charged annual mortgage insurance premiums.