FHA Limits
Lending limits for FHA loans insured for NEW YORK counties.
County Name
Single Family
Duplex
Tri-plex
Four-plex
ALBANY
$312,500
$400,050
$483,550
$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)
ALLEGANY
$271,050
$347,000
$419,425
$521,250
NON-METRO
BRONX
$729,750
$934,200
$1,129,250
$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO
BROOME
$271,050
$347,000
$419,425
$521,250
BINGHAMTON, NY (MSA)
CATTARAUGUS
$271,050
$347,000
$419,425
$521,250
OLEAN, NY (MICRO)
CAYUGA
$271,050
$347,000
$419,425
$521,250
AUBURN, NY (MICRO)
CHAUTAUQUA
$271,050
$347,000
$419,425
$521,250
JAMESTOWN-DUNKIRK-FREDONIA, NY (MICRO)
CHEMUNG
$271,050
$347,000
$419,425
$521,250
ELMIRA, NY (MSA)
CHENANGO
$271,050
$347,000
$419,425
$521,250
NON-METRO
CLINTON
$271,050
$347,000
$419,425
$521,250
PLATTSBURGH, NY (MICRO)
COLUMBIA
$276,250
$353,650
$427,450
$531,250
HUDSON, NY (MICRO)
CORTLAND
$271,050
$347,000
$419,425
$521,250
CORTLAND, NY (MICRO)
DELAWARE
$271,050
$347,000
$419,425
$521,250
NON-METRO
DUTCHESS
$443,750
$568,050
$686,650
$853,350
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (MSA)
ERIE
$276,250
$353,650
$427,450
$531,250
BUFFALO-NIAGARA FALLS, NY (MSA)
ESSEX
$271,050
$347,000
$419,425
$521,250
NON-METRO
FRANKLIN
$271,050
$347,000
$419,425
$521,250
MALONE, NY (MICRO)
FULTON
$271,050
$347,000
$419,425
$521,250
GLOVERSVILLE, NY (MICRO)
GENESEE
$271,050
$347,000
$419,425
$521,250
BATAVIA, NY (MICRO)
GREENE
$271,050
$347,000
$419,425
$521,250
NON-METRO
HAMILTON
$271,050
$347,000
$419,425
$521,250
NON-METRO
HERKIMER
$271,050
$347,000
$419,425
$521,250
UTICA-ROME, NY (MSA)
JEFFERSON
$271,050
$347,000
$419,425
$521,250
WATERTOWN-FORT DRUM, NY (MICRO)
KINGS
$729,750
$934,200
$1,129,250
$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO
LEWIS
$271,050
$347,000
$419,425
$521,250
NON-METRO
LIVINGSTON
$271,050
$347,000
$419,425
$521,250
ROCHESTER, NY (MSA)
MADISON
$281,250
$360,050
$435,200
$540,850
SYRACUSE, NY (MSA)
MONROE
$271,050
$347,000
$419,425
$521,250
ROCHESTER, NY (MSA)
MONTGOMERY
$271,050
$347,000
$419,425
$521,250
AMSTERDAM, NY (MICRO)
NASSAU
$729,750
$934,200
$1,129,250
$1,403,400
NASSAU-SUFFOLK, NY METROPOLITAN DIVISION
NEW YORK
$729,750
$934,200
$1,129,250
$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO
NIAGARA
$276,250
$353,650
$427,450
$531,250
BUFFALO-NIAGARA FALLS, NY (MSA)
ONEIDA
$271,050
$347,000
$419,425
$521,250
UTICA-ROME, NY (MSA)
ONONDAGA
$281,250
$360,050
$435,200
$540,850
SYRACUSE, NY (MSA)
ONTARIO
$271,050
$347,000
$419,425
$521,250
ROCHESTER, NY (MSA)
ORANGE
$443,750
$568,050
$686,650
$853,350
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (MSA)
ORLEANS
$271,050
$347,000
$419,425
$521,250
ROCHESTER, NY (MSA)
OSWEGO
$281,250
$360,050
$435,200
$540,850
SYRACUSE, NY (MSA)
OTSEGO
$271,050
$347,000
$419,425
$521,250
ONEONTA, NY (MICRO)
PUTNAM
$729,750
$934,200
$1,129,250
$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO
QUEENS
$729,750
$934,200
$1,129,250
$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO
RENSSELAER
$312,500
$400,050
$483,550
$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)
RICHMOND
$729,750
$934,200
$1,129,250
$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO
ROCKLAND
$729,750
$934,200
$1,129,250
$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO
SARATOGA
$312,500
$400,050
$483,550
$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)
SCHENECTADY
$312,500
$400,050
$483,550
$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)
SCHOHARIE
$312,500
$400,050
$483,550
$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)
SCHUYLER
$271,050
$347,000
$419,425
$521,250
NON-METRO
SENECA
$271,050
$347,000
$419,425
$521,250
SENECA FALLS, NY (MICRO)
ST. LAWRENCE
$271,050
$347,000
$419,425
$521,250
OGDENSBURG-MASSENA, NY (MICRO)
STEUBEN
$271,050
$347,000
$419,425
$521,250
CORNING, NY (MICRO)
SUFFOLK
$729,750
$934,200
$1,129,250
$1,403,400
NASSAU-SUFFOLK, NY METROPOLITAN DIVISION
SULLIVAN
$271,050
$347,000
$419,425
$521,250
NON-METRO
TIOGA
$271,050
$347,000
$419,425
$521,250
BINGHAMTON, NY (MSA)
TOMPKINS
$271,050
$347,000
$419,425
$521,250
ITHACA, NY (MSA)
ULSTER
$406,250
$520,050
$628,650
$781,250
KINGSTON, NY (MSA)
WARREN
$271,050
$347,000
$419,425
$521,250
GLENS FALLS, NY (MSA)
WASHINGTON
$271,050
$347,000
$419,425
$521,250
GLENS FALLS, NY (MSA)
WAYNE
$271,050
$347,000
$419,425
$521,250
ROCHESTER, NY (MSA)
WESTCHESTER
$729,750
$934,200
$1,129,250
$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO
WYOMING
$271,050
$347,000
$419,425
$521,250
NON-METRO
YATES
$271,050
$347,000
$419,425
$521,250
NON-METRO