FHA Limits
Lending limits for FHA loans insured for MICHIGAN counties.
County Name
Single Family
Duplex
Tri-plex
Four-plex
ALCONA
$271,050
$347,000
$419,425
$521,250
NON-METRO
ALGER
$271,050
$347,000
$419,425
$521,250
NON-METRO
ALLEGAN
$271,050
$347,000
$419,425
$521,250
ALLEGAN, MI (MICRO)
ALPENA
$271,050
$347,000
$419,425
$521,250
ALPENA, MI (MICRO)
ANTRIM
$271,050
$347,000
$419,425
$521,250
NON-METRO
ARENAC
$271,050
$347,000
$419,425
$521,250
NON-METRO
BARAGA
$271,050
$347,000
$419,425
$521,250
NON-METRO
BARRY
$271,050
$347,000
$419,425
$521,250
GRAND RAPIDS-WYOMING, MI (MSA)
BAY
$271,050
$347,000
$419,425
$521,250
BAY CITY, MI (MSA)
BENZIE
$271,050
$347,000
$419,425
$521,250
TRAVERSE CITY, MI (MICRO)
BERRIEN
$298,750
$382,450
$462,300
$574,500
NILES-BENTON HARBOR, MI (MSA)
BRANCH
$271,050
$347,000
$419,425
$521,250
COLDWATER, MI (MICRO)
CALHOUN
$271,050
$347,000
$419,425
$521,250
BATTLE CREEK, MI (MSA)
CASS
$271,050
$347,000
$419,425
$521,250
SOUTH BEND-MISHAWAKA, IN-MI (MSA)
CHARLEVOIX
$271,050
$347,000
$419,425
$521,250
NON-METRO
CHEBOYGAN
$271,050
$347,000
$419,425
$521,250
NON-METRO
CHIPPEWA
$271,050
$347,000
$419,425
$521,250
SAULT STE. MARIE, MI (MICRO)
CLARE
$271,050
$347,000
$419,425
$521,250
NON-METRO
CLINTON
$271,050
$347,000
$419,425
$521,250
LANSING-EAST LANSING, MI (MSA)
CRAWFORD
$271,050
$347,000
$419,425
$521,250
NON-METRO
DELTA
$271,050
$347,000
$419,425
$521,250
ESCANABA, MI (MICRO)
DICKINSON
$271,050
$347,000
$419,425
$521,250
IRON MOUNTAIN, MI-WI (MICRO)
EATON
$271,050
$347,000
$419,425
$521,250
LANSING-EAST LANSING, MI (MSA)
EMMET
$271,050
$347,000
$419,425
$521,250
NON-METRO
GENESEE
$271,050
$347,000
$419,425
$521,250
FLINT, MI (MSA)
GLADWIN
$271,050
$347,000
$419,425
$521,250
NON-METRO
GOGEBIC
$271,050
$347,000
$419,425
$521,250
NON-METRO
GRAND TRAVERSE
$271,050
$347,000
$419,425
$521,250
TRAVERSE CITY, MI (MICRO)
GRATIOT
$271,050
$347,000
$419,425
$521,250
ALMA, MI (MICRO)
HILLSDALE
$271,050
$347,000
$419,425
$521,250
NON-METRO
HOUGHTON
$271,050
$347,000
$419,425
$521,250
HOUGHTON, MI (MICRO)
HURON
$271,050
$347,000
$419,425
$521,250
NON-METRO
INGHAM
$271,050
$347,000
$419,425
$521,250
LANSING-EAST LANSING, MI (MSA)
IONIA
$271,050
$347,000
$419,425
$521,250
GRAND RAPIDS-WYOMING, MI (MSA)
IOSCO
$271,050
$347,000
$419,425
$521,250
NON-METRO
IRON
$271,050
$347,000
$419,425
$521,250
NON-METRO
ISABELLA
$271,050
$347,000
$419,425
$521,250
MOUNT PLEASANT, MI (MICRO)
JACKSON
$271,050
$347,000
$419,425
$521,250
JACKSON, MI (MSA)
KALAMAZOO
$286,250
$366,450
$442,950
$550,450
KALAMAZOO-PORTAGE, MI (MSA)
KALKASKA
$271,050
$347,000
$419,425
$521,250
TRAVERSE CITY, MI (MICRO)
KENT
$271,050
$347,000
$419,425
$521,250
GRAND RAPIDS-WYOMING, MI (MSA)
KEWEENAW
$271,050
$347,000
$419,425
$521,250
HOUGHTON, MI (MICRO)
LAKE
$271,050
$347,000
$419,425
$521,250
NON-METRO
LAPEER
$297,500
$380,850
$460,350
$572,100
WARREN-TROY-FARMINGTON HILLS, MI METROPO
LEELANAU
$271,050
$347,000
$419,425
$521,250
TRAVERSE CITY, MI (MICRO)
LENAWEE
$297,500
$380,850
$460,350
$572,100
ADRIAN, MI (MICRO)
LIVINGSTON
$297,500
$380,850
$460,350
$572,100
WARREN-TROY-FARMINGTON HILLS, MI METROPO
LUCE
$271,050
$347,000
$419,425
$521,250
NON-METRO
MACKINAC
$271,050
$347,000
$419,425
$521,250
NON-METRO
MACOMB
$297,500
$380,850
$460,350
$572,100
WARREN-TROY-FARMINGTON HILLS, MI METROPO
MANISTEE
$271,050
$347,000
$419,425
$521,250
NON-METRO
MARQUETTE
$271,050
$347,000
$419,425
$521,250
MARQUETTE, MI (MICRO)
MASON
$271,050
$347,000
$419,425
$521,250
NON-METRO
MECOSTA
$271,050
$347,000
$419,425
$521,250
BIG RAPIDS, MI (MICRO)
MENOMINEE
$271,050
$347,000
$419,425
$521,250
MARINETTE, WI-MI (MICRO)
MIDLAND
$271,050
$347,000
$419,425
$521,250
MIDLAND, MI (MICRO)
MISSAUKEE
$271,050
$347,000
$419,425
$521,250
CADILLAC, MI (MICRO)
MONROE
$297,500
$380,850
$460,350
$572,100
MONROE, MI (MSA)
MONTCALM
$271,050
$347,000
$419,425
$521,250
NON-METRO
MONTMORENCY
$271,050
$347,000
$419,425
$521,250
NON-METRO
MUSKEGON
$271,050
$347,000
$419,425
$521,250
MUSKEGON-NORTON SHORES, MI (MSA)
NEWAYGO
$271,050
$347,000
$419,425
$521,250
GRAND RAPIDS-WYOMING, MI (MSA)
OAKLAND
$297,500
$380,850
$460,350
$572,100
WARREN-TROY-FARMINGTON HILLS, MI METROPO
OCEANA
$271,050
$347,000
$419,425
$521,250
NON-METRO
OGEMAW
$271,050
$347,000
$419,425
$521,250
NON-METRO
ONTONAGON
$271,050
$347,000
$419,425
$521,250
NON-METRO
OSCEOLA
$271,050
$347,000
$419,425
$521,250
NON-METRO
OSCODA
$271,050
$347,000
$419,425
$521,250
NON-METRO
OTSEGO
$271,050
$347,000
$419,425
$521,250
NON-METRO
OTTAWA
$271,050
$347,000
$419,425
$521,250
HOLLAND-GRAND HAVEN, MI (MSA)
PRESQUE ISLE
$271,050
$347,000
$419,425
$521,250
NON-METRO
ROSCOMMON
$271,050
$347,000
$419,425
$521,250
NON-METRO
SAGINAW
$271,050
$347,000
$419,425
$521,250
SAGINAW-SAGINAW TOWNSHIP NORTH, MI (MSA)
SANILAC
$271,050
$347,000
$419,425
$521,250
NON-METRO
SCHOOLCRAFT
$271,050
$347,000
$419,425
$521,250
NON-METRO
SHIAWASSEE
$271,050
$347,000
$419,425
$521,250
OWOSSO, MI (MICRO)
ST. CLAIR
$297,500
$380,850
$460,350
$572,100
WARREN-TROY-FARMINGTON HILLS, MI METROPO
ST. JOSEPH
$271,050
$347,000
$419,425
$521,250
STURGIS, MI (MICRO)
TUSCOLA
$271,050
$347,000
$419,425
$521,250
NON-METRO
VAN BUREN
$286,250
$366,450
$442,950
$550,450
KALAMAZOO-PORTAGE, MI (MSA)
WASHTENAW
$345,000
$441,650
$533,850
$663,450
ANN ARBOR, MI (MSA)
WAYNE
$297,500
$380,850
$460,350
$572,100
DETROIT-LIVONIA-DEARBORN, MI METROPOLITAN DIVISION
WEXFORD
$271,050
$347,000
$419,425
$521,250
CADILLAC, MI (MICRO)