Known as the "Land of 10,000 Lakes," nearly 60% of Minnesota residents live in the Minneapolis-Saint Paul metro area, also called as the "Twin Cities." Saint Paul has been the capital of Minnesota since 1849, first as the capital of the Territory of Minnesota, then as the state capital in 1858. The state's nickname is no exaggeration. Almost 12,000 lakes exist, with Lake Superior being the largest. Minnesota contains some of the oldest rocks found on earth, dating back some 3.6 billion years.
Minnesota ranks among the nation's healthiest states and has a highly literate population. The people of Minnesota have a high rate of participation in outdoor activities; the state is ranked first in the percentage of residents who engage in regular exercise. The Mayo Clinic, a world-renowned medical practice and research institution, is based in Rochester. It has been presented to Congress as a model to reduce healthcare costs while increasing quality for the nation.
Minnesotan traits include manners known as "Minnesota nice," the stereotypical behavior of long time Minnesota residents to be courteous, reserved, and mild mannered. Movies like Fargo, Juno, and Drop Dead Gorgeous, lampoon (and celebrate) Minnesotan culture, speech and mannerisms.
The following list of FHA appraisers has been assembled from the HUD website database. Visit the HUD website for the most current list of FHA appraisers.