FHA loans
FHA single-family mortgages in MINNESOTA can have down payments as little as 3%. In some cases, FHA insurance allows homebuyers to finance approximately 97% of the value of their home purchased with their FHA mortgage.
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FHA Loans in minnesota

About This State and its People, Places, and Industries

Known as the "Land of 10,000 Lakes," nearly 60% of Minnesota residents live in the Minneapolis-Saint Paul metro area, also called as the "Twin Cities." Saint Paul has been the capital of Minnesota since 1849, first as the capital of the Territory of Minnesota, then as the state capital in 1858. The state's nickname is no exaggeration. Almost 12,000 lakes exist, with Lake Superior being the largest. Minnesota contains some of the oldest rocks found on earth, dating back some 3.6 billion years.

Minnesota ranks among the nation's healthiest states and has a highly literate population. The people of Minnesota have a high rate of participation in outdoor activities; the state is ranked first in the percentage of residents who engage in regular exercise. The Mayo Clinic, a world-renowned medical practice and research institution, is based in Rochester. It has been presented to Congress as a model to reduce healthcare costs while increasing quality for the nation.

Minnesotan traits include manners known as "Minnesota nice," the stereotypical behavior of long time Minnesota residents to be courteous, reserved, and mild mannered. Movies like Fargo, Juno, and Drop Dead Gorgeous, lampoon (and celebrate) Minnesotan culture, speech and mannerisms.

The following list of FHA appraisers has been assembled from the HUD website database. Visit the HUD website for the most current list of FHA appraisers.

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AFTON
AITKIN
ALBERT LEA
ALBERTVILLE
ALEXANDRIA
ALVARADO
ANDOVER
ANNANDALE
ANOKA
APPLE VALLEY
ARDEN HILLS
AUDUBON
AUSTIN
BACKUS
BAUDETTE
BAXTER
BAYPORT
BECKER
BEMIDJI
BENSON
BLAINE
BLOOMINGTON
BLUE EARTH
BRAINERD
BRECKENRIDGE
BREEZY POINT
BROOKLYN PARK
BROWERVILLE
BUFFALO
BURNSVILLE
BYRON
CALEDONIA
CAMBRIDGE
CANNON FALLS
CARVER
CEDAR
CENTERVILLE
CHAMPLIN
CHANHASSEN
CHASKA
CHISAGO CITY
CIRCLE PINES
CLEARWATER
CLOQUET
COLD SPRING
COLUMBIA HEIGHTS
COOK
COON RAPIDS
COTTAGE GROVE
CROSBY
CRYSTAL
DEEPHAVEN
DELANO
DENNISON
DESTIN
DETROIT LAKES
DULUTH
EAGAN
EAST BETHEL
EAST GRAND FORKS
ECHO
EDEN PRAIRIE
EDINA
ELK RIVER
ELKO NEW MARKET
ELY
EMMONS
EVELETH
EXCELSIOR
FAIRMONT
FARIBAULT
FARMINGTON
FERGUS FALLS
FINLAYSON
FOLEY
FOREST LAKE
FOSSTON
FRIDLEY
GLENCOE
GOLDEN VALLEY
GOLDEN VILLAGE
GOOD THUNDER
GRAND MARAIS
GRAND MEADOW
GRAND RAPIDS
GRANT
HACKENSACK
HAM LAKE
HAMEL
HANOVER
HARRIS
HASTINGS
HENDERSON
HENNING
HIBBING
HINCKLEY
HOKAH
HOPKINS
HUGO
HUTCHINSON
INT'L FALLS
INTERNATIONAL FAL
INVER GROVE HEIGH
INVER GROVE HGHTS
INVER GROVE HGTS
ISANTI
ISLE
JORDAN
KASSON
LA CRESCENT
LAKE ELMO
LAKE SHORE
LAKEFIELD
LAKEVILLE
LAMBERTON
LE ROY
LINO LAKES
LITCHFIELD
LITTLE CANADA
LITTLE FALLS
LONG PRAIRIE
LONGVILLE
LUVERNE
MADISON LAKE
MAHTOMEDI
MANKATO
MAPLE GROVE
MAPLE PLAIN
MAPLEWOOD
MARSHALL
MCGREGOR
MELROSE
MENDOTA HEIGHTS
MENTOR
MERRIFIELD
MILACA
MINNEAPLOIS
MINNEAPOLIS
MINNESOTA CITY
MINNETONKA
MINNETRISTA
MONTEVIDEO
MONTICELLO
MOORHEAD
MOOSE LAKE
MORA
MORRIS
MOUND
MOUNDS VIEW
MPLS
MTKA
NASHWAUK
NEW AUBURN
NEW BRIGHTON
NEW HOPE
NEW PRAGUE
NISSWA
NORTH BRANCH
NORTH MANKATO
NORTH ST. PAUL
NORTHFIELD
OAK GROVE
ORONO
ORONOCO
ORTONVILLE
OTSEGO
OWATONNA
PARK RAPIDS
PELICAN RAPIDS
PEQUOT LAKES
PERHAM
PINE CITY
PIPESTONE
PLAINVIEW
PLYMOUTH
PRINCETON
PRIOR LAKE
RAMSEY
RED WING
REDWOOD FALLS
RICHFIELD
ROCHESTER
ROCKFORD
ROGERS
ROSEMOUNT
ROSEVILLE
RUSH CITY
SAINT ANTHONY
SAINT CLOUD
SAINT LOUIS PARK
SAINT MICHAEL
SAINT PAUL
SARTELL
SAUK CENTRE
SAUK RAPIDS
SAVAGE
SCANDIA
SHAKOPEE
SHOREVIEW
SILVER BAY
SLEEPY EYE
SOUTH ST PAUL
SPICER
SPRING GROVE
ST ANTHONY
ST CLOUD
ST LOUIS PARK
ST PAUL
ST. CLOUD
ST. JOSEPH
ST. LOUIS PARK
ST. MICHAEL
ST. PAUL
STACY
STAPLES
STEWARTVILLE
STILLWATER
SWANVILLE
TWO HARBORS
VADNAIS HEIGHTS
VICTORIA
VILLARD
VIRGINIA
W ST PAUL
WABASHA
WACONIA
WADENA
WARROAD
WASECA
WATERTOWN
WATERVILLE
WAVERLY
WAYZATA
WELCH
WEST CONCORD
WEST SAINT PAUL
WHITE BEAR
WHITE BEAR LAKE
WHITE BEAR TWP
WILLMAR
WINDOM
WINONA
WINTHROP
WOODBURY
WORTHINGTON
WYOMING
ZIMMERMAN
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