FHA single-family mortgages in MICHIGAN can have down payments as little as 3%. In some cases, FHA insurance allows homebuyers to finance approximately 97% of the value of their home purchased with their FHA mortgage.

FHA Loan Rates

July 28, 2014
30 Year Fixed
3.95% Rate
3.96% APR
15 Year Fixed
3.0% Rate
3.29% APR

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Michigan is home to Isle Royale National Park and several other national protected areas. It is bounded by four of the five Great Lakes, thus making it the ideal location for fresh water enthusiasts who enjoy boating, water skiing, fishing, and swimming. A person in Michigan is never more than six miles from a natural water source or more than 82 miles from a Great Lakes shoreline.

With the growth of the auto industry in the early 1900s, Michigan underwent a major economic transformation. Automobile manufacturing became a major industry in Detroit and permanently altered the socio-economic life in the US and the world. Jobs were created in Detroit that attracted immigrants from eastern and southern Europe. Detroit boomed through the 1950s, but changes in the manufacturing identity of the city and the nation have altered Detroit's culture and population. Today, many parts of the city have been abandoned, though a strong redevelopment effort in the city's central district is underway.

Michigan has a thriving tourism industry. Destinations draw vacationers, hunters, and nature enthusiasts from across the United States and Canada. Favorite Detroit sites include The Henry Ford, Motor City, Greektown, and the Detroit Zoo. The Great Lakes Circle Tour is a designated scenic road system connecting all of the Great Lakes and the St. Lawrence River.

Choose Your City:

ADA
ADDISON
ADRIAN
ALGONAC
ALLEGAN
ALLEN PARK
ALPENA
ALTO
ANN ARBOR
ANN ARBOR,
ARMADA
ATLANTA
AUGUSTA
BANGOR
BARAGA
BATTLE CREEK
BAY CITY
BELDING
BELLAIRE
BELLEVILLE
BELMONT
BENTON HARBOR
BERKLEY
BERRIEN SPRINGS
BEVERLY HILLS
BIG RAPIDS
BIRMINGHAM
BLISSFIELD
BLOOMFIELD
BLOOMFIELD HILLS
BLOOMFIELD TWP.
BOYNE CITY
BRIDGMAN
BRIGHTON
BRIGHTON,
BROWNSTOWN
BROWNSTOWN TWP
BURTON
BYRON CENTER
CADILLAC
CALEDONIA
CALUMET
CANTON
CANTON TWP.
CARLETON
CARO
CEDAR SPRINGS
CENTER LINE
CHARLEVOIX
CHARLOTTE
CHASE
CHEBOYGAN
CHELSEA
CHESANING
CHESTERFIELD
CHESTERFIELD TWP
CHESTERFIELD TWSP
CHINA
CHINA TOWNSHIP
CLARKSTON
CLARSTON
CLAWSON
CLINTON TOWNSHIP
CLINTON TWP
CLINTON TWP.
CLIO
COLDWATER
COMMERCE
COMMERCE TOWNSHIP
COMMERCE TWP
COMMERCE TWP.
COMMERCE TWP.,
COMSTOCK PARK
CONCORD
CRYSTAL FALLS
DANSVILLE
DAVISBURG
DAVISON
DE WITT
DEARBORN
DEARBORN HEIGHTS
DEARBORN,
DECATUR
DELTON
DETROIT
DEWITT
DEXTER
DRYDEN
EAST GRAND RAPIDS
EAST LANSING
EASTPOINTE
EATON RAPIDS
EDWARDSBURG
ELK RAPIDS
ESCANABA
FARMINGTON HILL
FARMINGTON HILLS
FARWELL
FENTON
FENWICK
FERNDALE
FLINT
FLUSHING
FOWLERVILLE
FRANKENMUTH
FRASER
FREELAND
FREEMONT
FREMONT
FREMONTE
GARDEN CITY
GAYLORD
GLADSTONE
GLADWIN
GLEN ARBOR
GLEN ARBOR,
GOBLES
GRAND BLANC
GRAND HAVEN
GRAND LEDGE
GRAND RAPIDS
GRANDVILLE
GRANT
GRASS LAKE
GRAYLING
GREGORY
GROSEE PTE FMS
GROSSE ILE
GROSSE POINTE PK
GROSSE POINTE PK.
GROSSE PTE. FARMS
HALE
HANCOCK
HARBOR SPRINGS
HARPER WOODS
HARRISON TOWNSHIP
HARRISON TWP
HASLETT
HAWKS
HESPERIA
HIGHLAND
HILLMAN
HILLSDALE
HOLLAND
HOLLY
HOPKINS
HOUGHTON LAKE
HOWELL
HUBBARD LAKE
HUDSONVILLE
HUNTINGTON WOODS
INKSTER
IRON MOUNTAIN
IRONWOOD
ITHACA
JACKSON
JENISON
JEROME
KALAMAZOO
KALKASKA
KEEGO HARBOR
KENTWOOD
KINGFORD
KINGSFORD
KINGSLEY
KINGSTON
LAKE
LAKE LAKE ORION
LAKE ORION
LAKE ORION,
LAMBERTVILLE
LANSE
LANSING
LASALLE
LATHRUP VILLAGE
LEONARD
LEWISTON
LINCOLN PARK
LINDEN
LINWOOD
LIVONIA
LOWELL
LUDINGTON
MACKINAW CITY
MACOMB
MADISON HEIGHTS
MADOMB TWPC
MANISTEE
MANISTIQUE
MARCELLUS
MARLETTE
MARQUETTE
MARYSVILLE
MASON
MATTAWAN
MAYVILLE
MEMPHIS
MENOMINEE
METAMORA
MIDLAND
MILAN
MILFORD
MILLINGTON
MONROE
MONROE,
MONTROSE
MOUNT PLEASANT
MT CLEMENS
MT PLEASANT
MT PLEASEANT
MUNISING
MUSKEGON
N.MUSKEGON
NEGAUNEE
NEW BUFFALO
NEWAYGO
NEWBERRY
NILES
NORTHVILLE
NORTHVILLE,
NOVI
OAKLAND
OKEMOS
ONAWAY
ONSTED
ORION
ORTONVILLE
OSCODA
OSSEO
OTTER LAKE
OWOSSO
OXFORD
PALMYRA
PAW PAW
PERRINTON
PETOSKEY
PINCKNEY
PLAINWELL
PLEASANT RIDGE
PLYMOUTH
PORT HURON
PORTAGE
PRESCOTT
PRESQUE ISLE
PRUDENVILLE
REDFORD
REMUS
RIVERVIEW
ROCHESTER
ROCHESTER HILLS
ROCKFORD
ROGERS CITY
ROMEO
ROMULUS
ROSCOMMON
ROSEVILLE
ROYAL OAK
S.LYON
SAGINAW
SAINT IGNACE
SAINT JOSEPH
SALINE
SANDUSKY
SAUGATUCK
SAULT STE MARIE
SAULT STE. MARIE
SCHOOLCRAFT
SHEIBY TWP
SHELBY TOWNSHIP
SHELBY TWP
SHELBY TWP.
SHELBY,
SHEPHERD
SHERIDAN
SOUTH LYON
SOUTH LYONS
SOUTHFIELD
SOUTHGATE
SPARTA
SPRING LAKE
ST CLAIR SHORES
ST. CLAIR SHORES
ST. JENISON
ST. JOSEPH
STANDISH
STANTON
STANWOOD
STEPHENSON
STERLING HEIGHTS
STERLING HGTS
STERLING HGTS.,
STEVENSVILLE
STURGIS
SUTTONS BAY
SYLVAN LAKE
TAYLOR
TECUMSEH
TEMPERANCE
THREE RIVERS
TIPTON
TRAVERSE CITY
TRENTON
TROY
TWIN LAKE
UNION CITY
VASSAR
W. BLOOMFIELD,
WALKER
WARREN
WASHINGTON
WASHINGTON TWP
WATERFORD
WAYLAND
WEST BLOOLMFIELD
WEST BLOOMFIELD
WEST BRANCH
WESTLAND
WHITE LAKE
WHITE LAKE TWP
WHITMORE LAKE
WILLIAMSBURG
WILLIAMSTON
WIXOM
WYANDOTTE
WYOMING
YALE
YPSILANTI