FHA home loans were created to help minorities and first-time homebuyers purchase a home. Our calculators were designed to help you determine how much you can afford to safely borrow in order to finance your home.

FHA Mortgage Calculator

How Much Can I Borrow?

How much can I afford?
How much can I borrow?
How much are my payments?
Compare 3 different loans.
Show me my amortization schedule.

Use the following calculator to determine the maximum monthly payment (P+I) and the maximum loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.

Income:
Salary/Wages
Other Income
Housing Expenses:
Property Taxes
Hazard Insurance
Other Expenses:
Auto Payment
Credit Cards and Other Payments
Loan Term and Interest Rates:
Loan Term	Years
Interest Rate	%

Results:
You may qualify for a maximum monthly mortgage payment (P+I) of
You may qualify for a maximum loan amount of
DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home or are applying for an FHA loan, a monthly mortgage insurance payment may be required. There are no monthly mortgage insurance payments on VA loans.

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FHA Mortgage Calculator

How much can I afford? How much can I borrow? How much are my payments? Compare 3 different loans. Show me my amortization schedule.

Income:

Housing Expenses:

Other Expenses:

Loan Term and Interest Rates:

Results: