Starting in 2016, HUD is making home ownership more affordable for millions of Americans with the loan limits in 188 counties set to increase due to changes in housing prices.

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May 30, 2016
FHA Rates for May 30, 2016
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FHA Loans for Home Owners

Whether you're a first time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.

FHA Loan Articles

Read About Mortgage News, FHA Updates, and Guidelines
Why FICO Scores Matter

FICO score issues are among the many common questions about FHA loan applications. We get a lot of questions about FICO score issues, especially for those applying with a spouse or partner.

How to Qualify for an FHA Reverse Mortgage

The FHA reverse mortgage loan program is known as the Home Equity Conversion Mortgage or HECM for short. Lots of people are interested in reverse mortgages--but who qualifies for the FHA version of the reverse mortgage and how do you know if your home is eligible for the loan?

FHA Reverse Mortgage Questions and Answers

The FHA reverse mortgage program, also known as the Home Equity Conversion Mortgage program (HECM), is designed for qualified borrowers aged 62 and older who either own their home or are very close to doing so.

FHA Home Loan Options

Some loan applicants don’t realize their FHA loan options include fixed and adjustable interest rate loans, and there is also the possibility of adding energy efficient features to the home you buy or refinance, using an FHA Energy Efficient Mortgage.

FHA Reverse Mortgage Loans for Qualified Borrowers

The reverse mortgage allows qualified borrowers to tap into the value of their home, and it’s an option many borrowers either close to owning the home outright or who have already paid off their mortgage loans may consider.

FHA Loans and Tax Service Fees

Tax fees are definitely among the expenses of doing business as a lender and a borrower may also require some tax assistance in the course of providing documentation to the lender about previous or current year income taxes.

Refinance Loans: True and False

The preparation phase for an FHA refinance loan is important, and if you start early the same way as preparing for the original purchase loan, you may save yourself some valuable time later on.

FHA Eases Condo Approval Guidelines

In November of 2015, the FHA and HUD ran a press release announcing temporary guidance making it easier to get a condo project added to the approved list for an FHA mortgage loan.

Minimum Property Standards for Power Lines and Access to Property

The rules for overhead power lines are specific--where they pass by or through the property can be a problem depending on the location of those lines.

Home Loan Standards for Lead Hazards

Early in 2015, FHA/HUD announced a settlement with a Rockford, Illinois landlord to resolve a claim he failed to inform tenants, some with young children, that their homes may contain potentially dangerous lead.