Missouri Builder Associations
So you’ve decided to have a new home built from scratch in Missouri. You’re going to need the right team of professionals to help make that happen. That’s where Builder Associations can help. These organizations offer potential buyers like yourself a number of resources, including directories for local contractors and other industry professionals you can work with. We've compiled a list of Associations in Missouri to help pair you up with a builder near you!
The Home Builders Association of St. Louis and Eastern Missouri is a trade organization that represents the home building industry and those engaged in it professionally. The association promotes and protects the viability of the industry by serving its members, who strive to meet the housing needs of the community. It does this by advocating for common sense building regulations, providing networking and educational opportunities, and using its power in numbers to keep the housing market strong.
Home Builders Association of Central MissouriThe Home Builders Association of Central Missouri represents the interests of builders, remodelers, developers, suppliers, manufacturers, architects, engineers, real estate brokers, lenders, attorneys and other industry professionals. The association is dedicated to being a resource center and leading voice for the building industry by educating its members, providing networking opportunities, and advocating progressive growth in the community.
Home Builders Association of Southwest MissouriThe Home Builders Association of Southwest Missouri is a non-profit trade organization that represents home builders, diversified builders, sub-contractors and associates. The association acts as a voice and resource for the industry by educating members and the community about housing industry issues and providing community service. It promotes quality housing and customer service, stays actively involved in industry issues, and provides education and community support.
Home Builders Association of Greater Kansas CityThe Home Builders Association of Greater Kansas City is a trade group that represents the interests of professionals working in the home building industry. The association serves the new home industry of greater Kansas City as the ultimate resource for KCHBA members and consumers and advocates on behalf of the residential construction industry in local government and public matters.
Want More Information About One-Time Close Loans?
One-Time Close Loans are available for FHA, VA, and USDA Mortgages. These loans also go by the following names: 1 X Close, single-close loan, or OTC loan. This type of loan allows you to finance the purchase of the land along with the construction of the home. You can also use land that you own free and clear or has an existing mortgage.
We have done extensive research on the FHA (Federal Housing Administration), the VA (Department of Veterans Affairs) and the USDA (United States Department of Agriculture) One-Time Close Construction loan programs. We have spoken directly to licensed lenders that originate these residential loan types in most states and each company has supplied us the guidelines for their products. We can connect you with mortgage loan officers who work for lenders that know the product well and have consistently provided quality service. If you are interested in being contacted by a licensed lender in your area, please send responses to the questions below. All information is treated confidentially.
FHA.com provides information and connects consumers to qualified One-Time Close lenders to raise awareness about this loan product and to help consumers receive higher quality service. We are not paid for endorsing or recommending the lenders or loan originators and do not otherwise benefit from doing so. Consumers should shop for mortgage services and compare their options before agreeing to proceed.
Please note that investor guidelines for the FHA, VA and USDA One-Time Close Construction Program only allows for single family dwellings (1 unit) - and NOT for multi-family units (no duplexes, triplexes or fourplexes). You CANNOT function as your own general contractor (Builder) / not available in all states.
In addition, the following homes/building styles are NOT allowed under these programs: Kit Homes, Barndominiums, Log Cabin or Bamboo Homes, Shipping Container Homes, Dome Homes, Bermed Earth Sheltered Homes, Stilt Homes, Solar (only) or Wind Powered (only) Homes, Tiny Homes, Carriage Houses, Accessory Dwelling Units and A-Framed Homes.
Your email to [email protected] authorizes FHA.com to share your personal information with a mortgage lender licensed in your area to contact you.
- Send your first and last name, e-mail address, and contact telephone number.
- Tell us the city and state of the proposed property.
- Tell us your and/or the Co-borrower's credit profile: Excellent - (680+), Good - (640-679), Fair - (620-639) or Poor- (Below 620). 620 is the minimum qualifying credit score for this product.
- Are you or your spouse (Co-borrower) eligible veterans? If either of you are eligible veterans, down payments as low as $0 may be available up to the maximum amount your debt-to-income ratio per VA will allow there are no maximum loan amounts as per VA guidelines. Most lenders will go up to $1,000,000 and review higher loan amounts on a case-by-case basis. If not, the FHA down payment is 3.5% up to the maximum FHA lending limit for your county.
