When buying a home in SOUTH CAROLINA, your written offer should be contingent on a satisfactory home inspection by a certified home inspector. This is a recommended part of the FHA loan process.

FHA Mortgage Loan Rates

October 16, 2019
FHA Rates for October 16, 2019
Compare 30 Year Fixed Mortgages
Compare 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
Get started one
Get started two
Get started three
Get started four
FHA.com is a privately owned website, is not a government agency, and does not make loans.

Choose a Loan Type


Your Credit Score

Do you know what's on
your credit report?
Get Credit Score Button
Get Credit Score Button
FHA.com is a privately owned website, is not a government agency, and does not make loans.


Getting a Home Inspection

Once primarily a farm state, revenues from many large mills in the state now outrank South Carolina's farming revenue. Farms have become fewer but larger, with peach and tobacco production among the bigger crops. South Carolina's tourism is driven by the coast's sandy beaches and islands, and the thriving cultural center of Charleston.

When making a written offer on a home in South Carolina, be sure your contract is contingent on a satisfactory home inspection conducted by an accredited home inspector. Check your home inspector's certifications for compliance with South Carolina's requirements for home inspectors, choose an inspector who specializes in residential homes, and get a copy of the inspection report. A home inspection protects the home owner, as well as the mortgage lender (Fannie Mae or Freddie Mac) providing the FHA loan. The home inspection report provides you with a detailed summary of the physical condition of the home and highlights any concerns that could require major repairs.

The following list of FHA inspectors has been assembled from the HUD.gov database. Visit the HUD website for the most current list of FHA inspectors.

Choose Your City: