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FHA single-family mortgages in WEST VIRGINIA can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

FHA Mortgage Loan Rates

December 12, 2017
FHA Rates for December 12, 2017
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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West Virginia is in the Mid-Atlantic and Appalachian regions of the United States. It is the only state to have formed by seceding from a Confederate state. It quickly became a key Civil War border state after it was admitted to the Union in 1863. Today, it is considered part of the South by the Census Bureau, as most of its area is south of the Mason-Dixon Line.

West Virginia is noted for its diverse topography and mountains, providing people a wide range of outdoor recreational opportunities, including skiing, whitewater rafting, fishing, hiking, mountain biking and hunting. It is located entirely within the Appalachian Mountain range, thus earning its nickname "The Mountain State."

The state's major industry is coal production. It produces minimal oil and natural gas, and the rugged terrain makes farming difficult. Census counts in several recent decades have revealed negative population growth in West Virginia. It is generally considered one of America's poorest states with a growth rate near the bottom of the list. Its 2008 state budget surplus indicated a possible renewal of economic growth.

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