FHA single-family mortgages in RHODE ISLAND can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

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December 11, 2019
FHA Rates for December 11, 2019
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FHA Appraisers in RHODE ISLAND

Getting the Proper Home Appraisal

Rhode Island is the smallest state in the United States. Despite its name, it lies on the mainland. In fact, the true name for this state is the State of Rhode Island and Providence Plantations, though it is rarely referred to this way. The state's largest cities include Providence, Warwick, Cranston, and Pawtucket. Notable schools include Brown University, University of Rhode Island, Rhode Island School of Design, and the Naval War College.

The Rhode Island economy had a colonial base in fishing and farming, each of which respectively became shipping and manufacturing upon independence. Today, much of the economy of state is based in services, particularly healthcare and education, and still to some extent, manufacturing. Headquartered in Rhode Island are Hasbro, Citizens Financial Group, CVS Caremark, and Textron. An interesting by-product of Rhode Island's industrial history is the amount of abandoned factories found there. Many of these are now being used for low-income or elderly housing.

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