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FHA single-family mortgages in NORTH DAKOTA can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

FHA Mortgage Loan Rates

December 12, 2017
FHA Rates for December 12, 2017
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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FHA Appraisers in NORTH DAKOTA

Getting the Proper Home Appraisal

North Dakota endures some of the most extreme temperature variations on the planet. Its lowest temperature on record is –60 °F and the record high temperature is 121 °F. Since 1923, the state has experience a virtually constant decline in population, especially among younger people with college degrees. The lack of skilled jobs for graduates is often cited as the reason. Politicians have proposed The New Homestead Act of 2007 to encourage living in areas losing population through incentives such as tax breaks.

Agriculture is the largest industry in North Dakota, although petroleum and food processing are also major industries. Coal mines generate nearly all of the state's electricity. Western North Dakota is currently in an oil boom, and as such, some communities are experiencing a rapid boom. Wind energy is an emerging industry. The state's vast rural expanses and high wind speeds make generating wind energy in North Dakota very cost effective.

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