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FHA single-family mortgages in NEW JERSEY can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

FHA Mortgage Loan Rates

December 16, 2017
FHA Rates for December 16, 2017
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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FHA Appraisers in NEW JERSEY

Getting the Proper Home Appraisal

New Jersey has the distinction of being the most densely populated state in America. It is bordered by New York, Pennsylvania, Delaware, and the Atlantic Ocean. Summers are typically hot and humid. Winters are usually cold with some parts of the state averaging low temperatures just below freezing. During winter and early spring, the state can in some years experience blizzards or flooding. New Jersey is one of the most ethnically and religiously diverse states in the country. The state consists of a heavy concentration of suburbs, many of them affluent. Still, it is home to Newark, one of the poorest cities in the country.

New Jersey's economy is centered on the pharmaceutical industry, chemical development, telecommunications, food processing, electric equipment, printing and publishing, and tourism. The state is home to pharmaceutical leaders such as Johnson and Johnson, Novartis, Pfizer, Merck, and Bristol-Myers Squibb. Major telecommunications firms also make New Jersey their homes, including Verizon Wireless and AT&T Communications.

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EGG HARBOR TWP
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GLOUCESTER TWP
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HACKETTSTOWN
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HADDON HEIGHTS
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KEYPORT
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L. EGG HARBOR TWP
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MILLSTONE TWP
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SOMERSET
SOMERSPOINT
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SOUTH ORANGE
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SOUTH RIVER
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SPARTA
SPRING LAKE HGH
SPRING LAKE HGHTS
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SUMMITT
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TABERNACLE
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TOMS RIVER
TOMS RIVERS
TOTOWA
TOWACO
TOWN OF HAMMONTON
TOWNSHIP OF WASH.
TRENTON
TRENTONN
TUCKERTON
TWP OF LONG BEACH
TWP OF WASHINGTON
UNION
UNIONK
UPPER SADDLE RIV
UPPER SADDLE RIVE
VERNON
VERONA
VIENNA
VINELAND
VOORHEES
VOORHEES TWP
WALL
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WANTAGE
WARETOWN
WARREN
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WENONAH
WEST ALLENHURST
WEST BERLIN
WEST CALDWELL
WEST DEPTFORD
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WESTMONT
WESTVILLE
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WHIPPANY
WHITEHOUSE STATIO
WHITING
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WILLIAMSTOWN
WINSLOW TWP
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WOODBINE
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WOODBURY
WOODBURY HEIGHTS
WOODLAND PARK
WOODSTOWN
WYCKOFF