FHA single-family mortgages in LOUISIANA can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

FHA Mortgage Loan Rates

November 18, 2019
FHA Rates for November 18, 2019
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FHA Appraisers in LOUISIANA

Getting the Proper Home Appraisal

Louisiana is a southern state bordered by Texas, Arkansas, and Mississippi. The state's best know city is New Orleans, also known as "The Big Easy" and "NOLA." As late as the 1860's, it was America's fifth largest city and an emerging industrial and railroad hub. One of the state's principal agricultural products is seafood. Mardi Gras, a Carnival celebration well-known throughout the world, makes its home in New Orleans. Louisiana is the biggest producer of crawfish in the world and supplies approximately 90% of the crawfish sold globally.

The southern coast of Louisiana in the United States is among the fastest disappearing areas in the world. Rising waters have led to the state losing a land mass equivalent to 30 football fields every day. And as communities disappear, more and more people are leaving the region. The unique geography of the region can make major hurricanes especially destructive. Four major hurricanes have struck the state since 2002, including Lili (2002), Katrina (2005), Rita (2005), and Gustav (2008). Katrina was particularly destructive and caused the city to virtually close down for two months. It is estimated that more than two million people in the Gulf Region were displaced by the hurricane.

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