FHA single-family mortgages in KENTUCKY can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

FHA Mortgage Loan Rates

December 15, 2017
FHA Rates for December 15, 2017
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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Originally a part of Virginia, Kentucky is known as the "Bluegrass State," a nickname based on the presence of native bluegrass in many of its pastures. The state is home to the world's longest cave system, Mammoth Cave National Park, and to the famed Kentucky Derby at Churchill Downs.

The Kentucky culture is generally considered to be southern, though Midwestern and Southern Appalachian influences are easy to find. The state is filled with tradition, exemplified by events such as the Kentucky Derby Festival, the Kentucky State Fair, the National Quartet Convention, the International Bar-B-Q Festival. Bowling Green is home to the nation's only Chevrolet Corvette assembly plant and the National Corvette Museum.

As a state without a major league professional sports team, Kentucky spirit is directed at its college teams. This is true for the Kentucky Wildcats, the Western Kentucky University Hilltoppers, and the Louisville Cardinals. These schools have some of the most tradition-rich basketball programs in the country, combining for 9 national championships and 22 NCAA Final Four appearances.

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