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FHA single-family mortgages in KENTUCKY can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

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September 19, 2019
FHA Rates for September 19, 2019
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FHA Appraisers in KENTUCKY

Getting the Proper Home Appraisal

Originally a part of Virginia, Kentucky is known as the "Bluegrass State," a nickname based on the presence of native bluegrass in many of its pastures. The state is home to the world's longest cave system, Mammoth Cave National Park, and to the famed Kentucky Derby at Churchill Downs.

The Kentucky culture is generally considered to be southern, though Midwestern and Southern Appalachian influences are easy to find. The state is filled with tradition, exemplified by events such as the Kentucky Derby Festival, the Kentucky State Fair, the National Quartet Convention, the International Bar-B-Q Festival. Bowling Green is home to the nation's only Chevrolet Corvette assembly plant and the National Corvette Museum.

As a state without a major league professional sports team, Kentucky spirit is directed at its college teams. This is true for the Kentucky Wildcats, the Western Kentucky University Hilltoppers, and the Louisville Cardinals. These schools have some of the most tradition-rich basketball programs in the country, combining for 9 national championships and 22 NCAA Final Four appearances.

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FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!