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FHA single-family mortgages in FLORIDA can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

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December 12, 2017
FHA Rates for December 12, 2017
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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FHA Appraisers in FLORIDA

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The Sunshine State is made up of four large urban areas, a number of smaller industrial cities, and many small towns. It is the fourth most populous state in the country with well-known cities like Miami, Orlando, and Tallahassee. Tourism makes up the largest sector of Florida's economy. 60 million visitors arrive in Florida annually to spend time in the state's warm climate and on hundreds of miles of beaches. Amusement parks in the Orlando area make up a significant part of the tourist trade. The Walt Disney World Resort in Lake Buena Vista is the largest vacation resort in the world.

Florida's weather is tempered by the fact that most of the state is very near a coastline. Hurricanes pose a severe threat during a hurricane season which lasts six months. It is not uncommon for the state to be hit by several hurricanes in the same year, nor is it uncommon for the damage to run into the tens of billions of dollars. Snow in Florida is a rare occurrence, especially on the peninsula. Even though severe weather is a factor in a state known for its sunshine, population trends historically show consistently high increases in residents moving to Florida. 30% growth each decade is not considered high for this state.

Florida has developed a large aerospace industry, beginning in 1962 with the arrival of the Merritt Island launch sites on Cape Canaveral. Most notable among these is the Kennedy Space Center. Florida's 24 military bases house three Unified Combatant Commands. Over 100,000 military personnel are currently stationed in Florida, contributing over $50 billion annually to the state's economy.

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ALACHUA
ALTAMONTE SPRINGS
ANTHONY
APOLLO BEACH
APOPKA
ARCADIA
ASTATULA
ATLANTIC BEACH
AUBURNDALE
AVE MARIA
AVENTURA
AVON PARK
BARTOW
BELLEAIR
BELLEAIR BEACH
BELLEVIEW
BEVERLY HILLS
BOCA RATON
BOKEELIA
BONITA SPRINGS
BOYNTON BEACH
BRADENTON
BRANDON
BRANDORD
BRANFORD
BRISTOL
BROOKSVILLE
BRYCEVILLE
BUNNELL
BUSHNELL
CALLAHAN
CAMPBELLTON
CANTONMENT
CAPE CANAVERAL
CAPE CORAL
CASSEBERRY
CASSELBERRY
CELEBRATION
CHATTAHOOCHEE
CHIEFLAND
CHIPLEY
CHULUOTA
CLEARWATER
CLEARWATER BEACH
CLERMONT
COCOA
COCOA BEACH
COCONUT CREEK
COCONUT CREET
COOPER CITY
CORAL GABLES
CORAL SPRINGS
CRAWFORDVILLE
CRESTVIEW
CRYSTAL RIVER
CUTLER BAY
CYRSTAL RIVER
DADE CITY
DANIA
DANIA BEACH
DAVENPORT
DAVIE
DAYTONA BEACH
DEEFIELD BEACH
DEERFIELD BEACH
DEFUNIAK SPRINGS
DELAND
DELRAY BEACH
DELTONA
DESTIN
DORAL
DOVER
DUNEDIN
DUNNELLON
DUNNELON
EAST LAKE WEIR
EAST PALATKA
EDGEWATER
ELKTON
ELLENTON
ENGLEWOOD
ESTERO
EUSTIS
FELLSMERE
FERN PARK
FERNANDINA BEACH
FLAGER BEACH
FLAGLER BEACH
FLEMING ISLAND
FLORAHOME
FORT LAUDERDALE
FORT MYERS
FORT PIERCE
FORT WALTON BEACH
FORT WHITE
FREEPORT
FRUITLAND PARK
FT LAUDERDALE
FT MYERS
FT. LAUDERDALE
FT. MYERS
FT. PIERCE
GAINESVILLE
GIBSONTON
GOLDENROD
GRAND RIDGE
GREEN COVE SPRING
GREENACRES
GULF BREEZE
GULFPORT
HAVANA
HIALEAH
HIALEAH GARDENS
HIGH SPRINGS
HIGH SPRINGS,
HIGHLAND CITY
HOBE SOUND
HOLIDAY
HOLLY HILL
HOLLYWOOD
HOMESTEAD
HOMOSASSA
HOMOSASSA SPRINGS
HORSESHOE BEACH
HUDSON
INDIALANTIC
INDIAN HARBOR BEA
INDIAN HARBOUR BE
INDIAN ROCKS BEAC
INVERNESS
JACKSON
JACKSONVILLE
JACKSONVILLE BCH
JACKSONVILLE BEAC
JASPER
JENSEN BEACH
JUNO BEACH
JUPITER
K
KENNETH CITY
KEY LARGO
KEY WEST
KISSIMMEE
L.B.T.S.
LABELLE
LACELAND
LADY LAKE
LAKE BUTLER
LAKE CITY
LAKE CTY
LAKE MARY
LAKE PANASOFFKEE
LAKE PARK
LAKE PLACID
LAKE SUZY
LAKE WALES
LAKE WORTH
LAKELAND
LAMONT
LAND O LAKES
LANTANA
LARGO
LAUD BY THE SEA
LAUDERHILL
LECANTO
LEESBURG
LEHIGH ACRES
LIGHTHOUSE POINT
LITHIA
LIVE OAK
LONGWOOD
LOXAHATCHEE
LUTZ
LYNN HAVEN
MACCLENNY
MADISON
MAITLAND
MALABAR
MANGO
MARATHON
MARCO ISLAND
MARGATE
MARIANNA
MARY ESTHER
MATLACHA
MAYO
MELBOURNE
MELBOURNE BEACH
MELROSE
MERRITT ISLAND
MIAMI
MIAMI BEACH
MIAMI GARDENS
MIAMI LAKES
MIAMI SHORES
MIAMI SPRINGS
MICANOPY
MIDDLEBURG
MILTON
MIMS
MINNEOLA
MIRAMAR
MIRAMAR BEACH
MOUNT DORA
MT DORA
MT PLYMOUTH
MT. DORA
MULBERRY
MURDOCK
MYAKKA CITY
N FT MYERS
N MIAMI BEACH
N PALM BEACH
N. FT. MYERS
N. MIAMI BEACH
NAPLES
NAVARRE
NEPTUNE BEACH
NEW PORT RICHEY
NEW SMYRNA BCH
NEW SMYRNA BEACH
NEWBERRY
NEWPORT RICHEY
NICEVILLE
NOKOMIS
NORTH FORT MYERS
NORTH LAUDERDALE
NORTH MIAMI
NORTH MIAMI BEACH
NORTH PALM BEACH
NORTH PORT
O
OAKLAND
OAKLAND PARK
OBRIEN
OCALA
OCKLAWAHA
OCOEE
ODESSA
OKEECHOBEE
OLDSMAR
OPA LOCKA
ORANGE CITY
ORANGE PARK
ORLANDAO
ORLANDO
ORMONA BEACH
ORMOND BEACH
OSPREY
OSTEEN
OVIEDO
OZONA
PACE
PAL BEACH GARDENS
PALATKA
PALM BAY
PALM BCH GARDENS
PALM BCH GARDENS
PALM BCH. GARDENS
PALM BEACH
PALM BEACH GARDEN
PALM CITY
PALM COAST
PALM HARBOR
PALMETTO
PALMETTO BAY
PALMETTON
PANACEA
PANAMA CITY
PANAMA CITY BEACH
PARKLAND
PARRISH
PEMBROKE PINES
PENSACOLA
PENSACOLAZE
PERRY
PIERSON
PINELLAS PARK
PLACIDA
PLANT CITY
PLANTATION
POMPANO BEACH
PONTE VEDRA
PONTE VEDRA BEACH
PONTE VERDA
PORT CHARLOTTE
PORT CHARLOTTE
PORT ORANGE
PORT RICHEY
PORT SAINT JOE
PORT SAINT LUCIE
PORT ST JOE
PORT ST LUCIE
PORT ST. LUCIE
PROT ST. LUCIE
PUNTA GORDA
QUINCY
REDINGTON BEACH
RIDGE MANOR
RIVERVIEW
RIVIERA BEACH
ROCKLEDGE
ROYAL PALM BCH
ROYAL PALM BEACH
RUSKIN
S CLOUD
S. PASADENA
SABASTIAN
SAFETY HARBOR
SAINT AUGUSTINE
SAINT CLOUD
SAINT JAMES CITY
SAINT JOHNS
SAINT PETERSBURG
SANFORD
SANFROD
SANIBEL
SANTA ROSA BEACH
SARASOTA
SATELLITE BEACH
SEBASTIAN
SEBRING
SEFFNER
SEMINOLE
SHADY HILLS
SHALIMAR
SORRENTO
SOUTH MIAMI
SOUTHPORT
SPRING HILL
ST AUGUSTINE
ST CLOUD
ST PETERSBURG
ST. AUGUSTINE
ST. CLOUD
ST. JAMES CITY
ST. JOHNS
ST. PETE BEACH
ST. PETERSBURG
ST.AUGUSTINE
STARKE
STUART
SUGARLOAF KEY
SUMMERFIELD
SUMTERVILLE
SUN CITY CENTER
SUNNY ISLES BEACH
SUNRISE
TALLAHASSEE
TAMARAC
TAMPA
TANGERINE
TARPON SPRINGS
TAVARES
TAVERNIER
TEMPLE TERRACE
TEQUESTA
THE VILLAGES
THONOTISASSA
TIERRA VERDE
TITUSVILLE
TREASURE ISLAND
TRENTON
TRINITY
UMATILLA
VALRICO
VENICE
VERO BEACH
VIERA
VILL OF PALM BAY
WAUCHULA
WEBSTER
WEEKI WACHEE
WELLINGTON
WESLEY CAAPEL
WESLEY CHAPEL
WEST MELBOURNE
WEST PALM BCH
WEST PALM BEACH
WESTON
WEWAHITCHKA
WILTON MANORS
WINDERMERE
WINTER GARDEN
WINTER HAVEN
WINTER PARK
WINTER SPRINGS
WINTERHAVEN
WINTERPARK
YULEE
ZEPHYRHILLS