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FHA single-family mortgages in CALIFORNIA can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.

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December 17, 2017
FHA Rates for December 17, 2017
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
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FHA Appraisers in CALIFORNIA

Getting the Proper Home Appraisal

The third-largest state behind only Alaska and Texas has a wide variety of geographical features and climates. Much of California has what can be described as a Mediterranean climate with cool rainy winters and dry summers. The high mountain areas, including the Sierra Nevada, have mountain climates while expansive deserts can be found in other parts of the state. California is also home to the infamous Death Valley, a desert below sea level that is considered to be the hottest location in North America.

California's large influx of population began with the California Gold Rush, which brought about the demographic change and economic boom that transformed a hamlet like San Francisco into a world-renowned boomtown. 20th century developments included the emergence of Los Angeles into what is arguably the entertainment capital of the world.

The center of the state is dominated by the Central Valley, one of the most productive agricultural areas in the world. Other economic contributors to the state's economy include aerospace, information technology, and petroleum. California's economy is so large that if it were a country, it would rank among the ten largest in the world. The state is host to many professional sports teams and an endless list of universities, landmarks, tourist attractions, historical landmarks, and national parks.

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COVINA
AAPLE VALLEY
ACAMPO
ACTON
ADELANTO
AGOURA HILLS
AGUA DULCE
ALAMEDA
ALAMO
ALBANY
ALHAMBRA
ALISO VIEJO
ALPINE
ALTA LOMA
ALTADENA
AMERICAN CANYON
ANAHEIM
ANAHEIM HILLS
ANGWIN
ANTELOPE
ANTIOCH
APPLE VALLEY
APPLEGATE
APTOS
ARCADIA
ARCATA
AROMAS
ARROYO GRANDE
ATASCADERO
ATWATER
AUBURN
AZUSA
BAKERSFIELD
BALDWIN PARK
BANNING
BARSTOW
BASS LAKE
BEAUMONT
BELLFLOWER
BELMONT
BELVEDERE TIBURON
BEN LOMOND
BENICIA
BERKELEY
BERMUDA DUNES
BEVERLY HILLS
BIEBER
BIG BEAR CITY
BIG BEAR LAKE
BIGGS
BISHOP
BLOOMINGTON
BLUE JAY
BLYTHE
BONITA
BONSALL
BOULDER CREEK
BOULEVARD
BRAWLEY
BREA
BRENTWOOD
BRISBANE
BUENA PARK
BURBANK
BURLINGAME
BURSON
CALABASAS
CALIMESA
CAMARILLO
CAMBRIA
CAMERON PARK
CAMINO
CAMPBELL
CANOGA PARK
CANYON COUNTRY
CANYON LAKE
CAPISTRANO BEACH
CAPITOLA
CARDIFF
CARDIFF BY THE SE
CARISBAD
CARLSBAD
CARLSBAD,
CARMEL
CARMEL BY THE SEA
CARMEL VALLEY
CARMERON PARK
CARMICHAEL
CARNELIAN BAY
CARSON
CASTAIC
CASTELLA
CASTRO VALLEY
CAYUCOS
CERES
CERRITOS
CHATSWORTH
CHICO
CHINO
CHINO HILLS
CHULA VISTA
CITRUS HEIGHTS
CITY OF INDUSTRY
CLAREMONT
CLAYTON
CLEARLAKE
CLOUIS
CLOVERDALE
CLOVIS
COARSEGOLD
COBB
COLEG
COLFAX
COLTON
COLUMBIA
COMPTON
CONCORD
COOL
CORNING
CORONA
CORONA DEL MAR
CORONADO
CORTE MADERA
COSTA MESA
COTATI
COTTONWOOD
COVINA
COVINA HILLS
CRESCENT CITY
CREST PARK
CRESTLINE
CRESTLINE,
CROCKETT
CROWLEY
CULVER CITY
CUPERTINO
CYPRESS
DALY CITY
DANA POINT
DANVILLE
DANVILLE,
DAVIS
DEL MAR
DELHI
DESERT HOT SPRING
DEVORE
DIAMOND BAR
DIAMOND SPRINGS
DISCOVERY BAY
DIXON
DOLSOM
DOVE CANYON
DOWNEY
DUARTE
DUBLIN
EASTVALE
EL CAJON
EL CENTRO
EL CERRITO
EL DORADO
EL DORADO HILLS
EL GRANADA
EL MONTE
EL SEGUNDO
EL SEGUNDO,
EL SOBRANTE
ELDORADO HILLS
ELK GROVE
EMERYVILLE
ENCINITAS
ENCINO
ESCONDIDO
ESPARTO
ETIWANDA
EUREKA
FAIR OAKS
FAIRFAX
FAIRFIELD
FAIROAKS
FALL RIVER MILLS
FALLBROOK
FARMERSVILLE
FELTON
FERNDALE
FOLSOM
FOLSON
FONTANA
FOOTHILL RANCH
FOREST KNOLLS
FORESTHILL
FORESTVILLE
FORT BRAGG
FORTUNA
FOSTER CITY
FOUNTAIN VALLEY
FOUNTIAN VALLEY
FREMONT
FRESNO
FRIANT
FULLERTON
GALT
GARBERVILLE
GARDEN GROVE
GARDENA
GEORGETOWN
GILROY
GLENDALE
GLENDORA
GOLD RIVER
GOLETA
GRANADA HILLS
GRANITE BAY
GRASS VALLEY
GREENBRAE
GREENVILLE
GROVER BEACH
GUERNEVILLE
HACIENDA HEIGHTS
HACIENDA HIEGHTS
HACINDA HEIGHTS
HALF MOON BAY
HANFORD
HARBOR CITY
HAWAIIAN GARDENS
HAWTHORNE
HAYWARD
HEALDSBURG
HELENDALE
HEMET
HERCULES
HERMOSA BEACH
HESPERIA
HICKMAN
HIDDEN VALLEY LK
HIGHLAND
HILLSBOROUGH
HOLLISTER
HOPLAND
HUGHSON
HUNTINGTON BEACH
HUNTINGTON PARK
HUTINGTON BEACH
IMPERIAL
IMPERIAL BEACH
INDIAN WELLS
INDIO
INGLEWOOD
IRVINE
IRWINDALE
JACKSON
JAMESTOWN
JAMUL
JANESVILLE
JULIAN
JULIAN,
JUNE LAKE
KELSEYVILLE
KENSINGTON
KERMAN
KINGS BEACH
KINGSBURG
KNEELAND
KNIGHTSEN
LA CANADA
LA CANADA FLINTRI
LA CRESCENTA
LA HABRA
LA JOLLA
LA MESA
LA MIRADA
LA MIRADA,
LA PALMA
LA PUENTE
LA QUINTA
LA VERNE
LADERA RANCH
LAFAYETTE
LAGUNA BEACH
LAGUNA HILLS
LAGUNA NIEGUEL
LAGUNA NIGUEL
LAGUNA WOODS
LAKE ARROWHEAD
LAKE BALBOA
LAKE ELSINORE
LAKE FOREST
LAKE HUGHES
LAKEHEAD
LAKEPORT
LAKESIDE
LAKEWOOD
LAKEWOOD,
LANCASTER
LARKSPUR
LATHROP
LAUNA HILLS
LEGRAND
LEMON GROVE
LEMOORE
LEUCADIA
LEWISTON
LINCOLN
LITTLEROCK
LIVERMORE
LOCKEFORD
LODI
LOMA LINDA
LOMITA
LOMPOC
LONG BEACH
LOOMIS
LORANITE BAY
LOS ALAMITOS
LOS ALTOS
LOS ANGELES
LOS ANGELES,
LOS ANGLES
LOS BANOS
LOS GATOS
LOS MOLINOS
LOS OSOS
LOWER LAKE
LYNWOOD
MADERA
MALIBU
MAMMOTH LAKES
MANHATTAN BEACH
MANTECA
MARINA DEL REY
MARIPOSA
MARTINEZ
MARYSVILLE
MCKINLEYVILLE
MEADOW VISTA
MENIFEE
MENLO PARK
MENTONE
MERCED
MERIDIAN
MIDDLETOWN
MILL VALLEY
MILL VALLEY,
MILLBRAE
MILPITAS
MIRA LOMA
MISSION HILLS
MISSION VIEJO
MODESTO
MONROVIA
MONTCLAIR
MONTE SERENO
MONTEBELLO
MONTEREY
MONTEREY PARK
MONTROSE
MOORPARK
MORAGA
MORENO VALLEY
MORGAN HILL
MORONGO VALLEY
MOUNTAIN HOUSE
MOUNTAIN VIEW
MT SHASTA
MURIETA
MURPHYS
MURRIETA
MURRUETA
N
NAPA
NATIONAL CITY
NEVADA CITY
NEWARK
NEWBURY PARK
NEWCASTLE
NEWHALL
NEWMAN
NEWPORT BEACH
NEWPORT COAST
NIPOMO
NORCO
NORTH HILLS
NORTH HOLLYWOOD
NORTHRIDGE
NORTHRIDGE,
NORWALK
NOVATO
NUEVO
NWEPORT
OAK HILLS
OAK PARK
OAK VIEW
OAKDALE
OAKHURST
OAKLAND
OAKLEY
OCEANSIDE
OJAI
ONTARIO
ORANGE
ORANGE,
ORANGEVALE
ORCUTT
ORINDA
ORLAND
OROVILLE
OXHARD
OXNARD
PA
PACHECO
PACIFIC PALISADES
PACIFICA
PACOIMA
PALERMO
PALM DESERT
PALM SPRINGS
PALMDALE
PALO ALTO
PALO CEDRO
PALOS VERDES EST
PALOS VERDES ESTA
PALOS VERDES PENI
PANORAMA CITY
PARADISE
PASADENA
PASADENA,
PASO ROBLES
PATTON
PAUMA VALLEY
PEBBLE BEACH
PENNGROVE
PENRYN
PERRIS
PERRIS,
PETALUMA
PICO RIVERA
PINE GROVE
PINOLE
PISMO BEACH
PITTSBURG
PLACENTIA
PLACERVILLE
PLAYA DEL REY
PLEASANT GROVE
PLEASANT HILL
PLEASANTON
PLUMAS LAKE
POINT REYES STATI
POMONA
PORT HUENEME
PORTER RANCH
PORTOLA VALLEY
POTTER VALLEY
POWAY
PRATHER
QUARTZ HILL
R
RAMONA
RANCHO CORDBUA
RANCHO CORDOVA
RANCHO CUCAMONGA
RANCHO MIRAGE
RANCHO MURIETA
RANCHO PALOS VER
RANCHO PALOS VERD
RANCHO PALOSVERDE
RANCHO SANTA FE
RANCHO SANTA MARG
RANCHO-STA MARG
RANCO CUCAMONGA
RCHO STA. MARGRTA
RED BLUFF
REDDING
REDLANDS
REDONDO BCH.
REDONDO BEACH
REDWOOD CITY
REDWOOD VALLEY
REEDLEY
RESCUE
RESEDA
RIALTO
RICHMOND
RIDGECREST
RIMFOREST
RIO LINDA
RIPON
RIVERBANK
RIVERSIDE
RIVERSIDE,
RIVESIDE
ROCKLIN
ROHNERT PARK
ROLLING HILLS EST
ROSEMEAD
ROSEVILLE
ROSSMOOR
ROWLAND HEIGHTS
S
SACRAMENTO
SALIDA
SALINAS
SAM PEDRO
SAN ANSELMO
SAN BERNARDINO
SAN BRUNO
SAN CARLOS
SAN CLEMENTE
SAN DIEGO
SAN DIEGO,
SAN DIMAS
SAN DUMAS
SAN FERNANDO
SAN FRANCISCO
SAN GABRIEL
SAN JACINTO
SAN JOSE
SAN JOSE,
SAN JUAN CAPISTRA
SAN JUNE BAUTISTA
SAN LEANDRO
SAN LORENZO
SAN LUIS OBISPO
SAN MARCOS
SAN MARINO
SAN MARTIN
SAN MATEO
SAN PEDRO
SAN PEDRO,
SAN RAFAEL
SAN RAMON
SAN YSIDRO
SAND DIEGO
SANGER
SANJUAN CAPISTRAN
SANJUANCAPISTRANO
SANTA ANA
SANTA ANA, CA
SANTA BARBARA
SANTA CLARA
SANTA CLARITA
SANTA CRUZ
SANTA FE SPRINGS
SANTA MARIA
SANTA MONICA
SANTA PAULA
SANTA ROSA
SANTA YNEZ
SANTEE
SARATOGA
SAUGUS
SAUSALITO
SCOTTS VALLEY
SEAL BEACH
SEASIDE
SEBASTOPOL
SELMA
SHASTA LAKE
SHERMAN OAKS
SHINGLE SPRINGS
SIERRA MADRE
SIERRAVILLE
SILVERADO
SIMI VALLEY
SIMI VALLEY
SLOUGHHOUSE
SMARTSVILLE
SNJUAN CAPISTRANO
SOLANA BEACH
SOLVANG
SOMERSET
SOMIS
SONOMA
SONORA
SOQUEL
SOUTH LAKE TAHOE
SOUTH PASADENA
SOUTH SAN FRANCIS
SPRING VALLEY
ST. HELENA
STANTON
STEVENSON RANCH
STOCKTON
STUDIO CITY
SUISUN CITY
SUISUN VALLEY
SUMMERLAND
SUN CITY
SUN VALLEY
SUNLAND
SUNNYVALE
SUNSET BEACH
SUSANVILLE
SUTTER CREEK
SYLMAR
TARZANA
TEHACHAPI
TEHAMA
TEMECULA
TEMPEL CITY
TEMPLE CITY
TEMPLETON
THE SEA RANCH
THOUSAND OAKS
THOUSAND PALMS
TIBURON
TOLLHOUSE
TOLUCA LAKE
TORRANCE
TRABUCO
TRABUCO CANYON
TRABUCO CANYON,
TRACY
TRINITY CENTER
TRUCKEE
TULARE
TURLOCK
TUSTIN
UKIAH
UNION CITY
UPLAND
VACAVILLE
VALENCIA
VALINDA
VALLEJO
VALLEY CENTER
VALLEY SPRINGS
VALLEY VILLAGE
VAN NUYS
VENICE
VENTURA
VERDUGO CITY
VICTORVILLE
VILLA PARK
VISALIA
VISTA
WALNUT
WALNUT CREEK
WATERFORD
WATSONVILLE
WEAVERVILLE
WEST COVINA
WEST HILLS
WEST HOLLYWOOD
WEST LAKE VILLAGE
WEST SACRAMENTO
WESTLAKE VILLAGE
WESTMINSTER
WHITTIER
WILDOMAR
WILLITS
WILLOWS
WILTON
WINCHESTER
WINDSOR
WINNETKA
WINTERS
WINTON
WOODBRIDGE
WOODLAND
WOODLAND HIILLS
WOODLAND HILLS
WOODSIDE
WRIGHTWOOD
YORBA LINDA
YREKA
YUBA CITY
YUCAIPA
YUCCA VALLEY
YUCCA VALLEY,