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Your FHA home should be funded with a complete understanding of what you are required to pay and when. Never deal with a lender who is unwilling to explain the full contents of the loan and the meanings of terms and clauses you may have difficulty grasping

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for April 3, 2020
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FHA.com is a privately owned website, is not a government agency, and does not make loans.

What Are My Rights as a Borrower?

FHA Common Question #44

Many of those seeking FHA mortgage loans are pleased to learn that the FHA is quite interested in teaching borrowers about their rights. Did you know you have the right to know the reasons for being declined on a loan? FHA guidelines are written to help both the lender AND the borrower through the process. You have the right to know specific details about your loan and have all terminology you don't understand completely explained to you.

Your FHA home should be funded with a complete understanding of what you are required to pay and when. Never deal with a lender who is unwilling to explain the full contents of the loan and the meanings of terms and clauses you may have difficulty grasping.

NEXT:  What Are My Rights? (part two)

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FHA Loan Articles and Mortgage News

HUD Announces New CARES Act FHA Home Loan Relief

April 2, 2020 - If you have an FHA mortgage, refinance loan, or One-Time Close construction mortgage and are experiencing financial hardship as a result of the COVID-19 outbreak, you may qualify for certain relief measures including those announced in this latest HUD action. What kind of relief may be available to you?

FHA Loan Advice From HUD During the Coronavirus Outbreak

April 1, 2020 - FHA lenders have been asked by the Department of Housing and Urban Development to use reasonable judgment when trying to decide who is legitimately affected by COVID-19 for the purpose of evaluating the loan.

FHA Announces Coronavirus-Related Changes to Loan Approval Rules

March 30, 2020 - Recently the FHA and HUD issued a mortgagee letter announcing that appraisal rules had been temporarily modified to permit exterior-only appraisals for FHA home loans and reverse mortgages.

FHA and HUD Announce Modified Appraisal Guidelines

March 27, 2020 - The COVID-19 / coronavirus outbreak has put considerable stress on many sectors of the housing industry. At the end of March the FHA and HUD issued a press release to announce changes in FHA appraisal policy to accommodate some of that stress

Getting a Loan in the Age of Coronavirus

March 24, 2020 - Mortgage markets, interest rates, and related issues are getting a lot of attention lately. Buying a home is more complicated in the era of the coronavirus, lockdowns, and COVID-19. But what are industry people saying about mortgage loans right now?