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The FHA offers plenty of help and advice, including legitimate ways to deal with your circumstances should you fall behind on your payments or encounter financial difficulties. Always turn to the FHA first before trying to make a deal with a third party.

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October 21, 2019
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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Are There Housing Scams Out There?

FHA Common Question #43

When selling your FHA home, beware of rip-off artists and scammers. They do approach some people offering to "help". Sometimes this comes in the form of an offer pay off the mortgage or give you money after the house is sold.

What usually happens is your FHA mortgage goes unpaid, the home gets foreclosed upon (after the scammer collects rent for a while on your property-part of the scam includes a request that you move out quickly) and your credit rating is blemished. The important thing to remember in this situation is to seek professional advice before going into any such relationship with a third party. Unless you pay your mortgage, you may find yourself liable for the results of a deal with a third party.

The FHA offers plenty of help and advice, including legitimate ways to deal with your circumstances should you fall behind on your payments or encounter financial difficulties. Always turn to the FHA first before trying to make a deal with a third party.

NEXT:  What Are My Rights as a Borrower?

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FHA Loan Articles and Mortgage News

What Can Affect Your Home Loan Appraisal?

October 6, 2019 - There are several areas that can affect whether your dream home is able to be purchased or not and your FHA appraiser is the one tasked with determining if the issues below will interfere with loan approval or not. 

What to do if Your Home Is Affected by a Natural Disaster

October 5, 2019 - Those who have FHA mortgages should know that the basic policy of the FHA and HUD in natural disasters is that participating lenders should consider loan moratoriums, flexible loan modification plans, and other foreclosure avoidance measures.

Credit Problems? FHA Home Loan Approval Issues

October 3, 2019 - Getting your FHA lender to take you seriously as a borrower when you have had past credit trouble depends on certain factors. Try to show them your credit troubles were caused by circumstances beyond your control and demonstrate good credit use since the negative credit incident.

Five Signs You Are Ready to Buy a Home with an FHA Mortgage

October 1, 2019 - There are plenty of indications that a buyer is NOT ready to buy a home with an FHA mortgage loan, but what tells you it’s time to make the commitment? There are five general signs you can use to determine how close you are to being fully ready.

Tips to Get a Better Refinance Loan

September 30, 2019 - Do you need to refinance your home? There are some important steps you can take to help yourself get the best deal possible when trying to refinance. A bit of planning and preparation will go a long way toward helping you get the best rates and terms possible on your refi loan.