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It is most important to stay current on FHA home loan payments. But, the FHA mortgage process is not a one-mistake situation; your lender will work with you provided you can demonstrate a legitimate need and a desire to be financially responsible.

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December 15, 2018
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What If I Have Delinquent Payments?

FHA Common Question 41?

It is most important to stay current on FHA home loan payments, but should you encounter trouble there are many options available. One of those options includes a special forbearance-a special arrangement based on your financial circumstances. This is not the same as a one-time payment from the FHA or a partial claim. The special forbearance can provide for a temporary suspension or reduced payment.

If you are in a situation where your living expenses have increased, you may qualify for this FHA assistance. You must contact your FHA approved lender to get started. You'll be asked to show proof of the increased living expenses including medical bills, bank statements and other paperwork to justify your claim.

The FHA mortgage process is not a "one-mistake" situation; your lender will work with you provided you can demonstrate a legitimate need and a desire to be financially responsible.

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FHA Loan Articles and Mortgage News

Long-Term Planning and Your FHA Home Loan

December 5, 2018 - When you purchase a home with an FHA mortgage, are you already contemplating when you might sell or refinance? It may sound premature to some, but for those who prefer long-term financial planning a strategy for home ownership makes sense.

What Is a Conforming Loan Limit?

December 4, 2018 - No matter if the loan you’re interested in is an FHA One-Time Close construction loan, an FHA purchase loan for existing construction, or even a USDA home loan, you will encounter the phrase conforming loan in your home buying journey.

Choosing Between FHA and VA Home Loans

December 2, 2018 - The average civilian with no time in uniform cannot be approved for a VA home loan because this mortgage is a benefit offered in exchange for military service. FHA mortgages, on the other hand, are open to all financially qualified borrowers. 

Five Reasons a Home Might Be Rejected for an FHA Mortgage

December 1, 2018 - FHA mortgage loans require the home to meet minimum standards in order for the loan to be approved by your participating lender. There are some issues that leave the lender no choice but to deny the mortgage. Do you know what those are?

Millenial Home Buyers, DIY, and FHA Loans

November 29, 2018 - A study by the National Association of Realtors reveals that a large number of house hunters in the Millennial age range purchased a previously owned home that requires some kind of repair work. If it’s safe to assume that Millennials love fixer-upper homes.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!