Quantcast

FHA loans are not intended for homes that do not meet standards. FHA guidelines require an evaluation of any visible defects that could affect the value of the home or safety of the occupants.

FHA Mortgage Loan Rates

January 23, 2018
FHA Rates for January 23, 2018
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
FHA.com is a private company, is not a government agency, and does not make loans.

Prequalify Now!

Compare mortgage rates for your refinance or home purchase loan.

CHOOSE A LOAN TYPE

then
get
your

FREE CREDIT SCORE

Do you know what's on
your credit report?
The Path to Homeownership
FHA.com is a private company, is not a government agency, and does not make loans.

Why Do I Need a Property Appraisal?

FHA Common Question #39

The FHA must assess the condition of a sale property to determine its market value, but there is another reason for the examination. FHA guidelines require an evaluation of any visible defects or deficiencies that could not only affect the value of the home, but also the safety of the occupants. FHA loans are not intended for homes that do not meet standards. Your health and safety should not be jeopardized by the purchase of a new home; the FHA has rules in place to prevent substandard housing from being passed on to FHA mortgage seekers.

NEXT:  How Can I Avoid Foreclosure?

FHA Loan Articles and Mortgage News

Read About FHA Requirements, Updates, and Guidelines
FHA One-Time Close Construction Loan Basics

January 12, 2018 - There are FHA home loans for existing construction homes, classified as properties that have had at least one owner, and FHA construction loans that allow a qualified borrower to have a home built for them from the ground up.

FHA Rehab Loans for Federal Disaster Areas

December 28, 2017 - For homeowners trying to recover their homes after Hurricane Irma, Hurricane Harvey, and Hurricane Maria, there are FHA loans available to help. The FHA 203(h) Rehab Loan is specifically for those in federally declared disaster areas and can be sometimes used with the FHA 203(k) rehab loan.

What You Should Know About FHA Loans and Commerical Properties

December 20, 2017 - What should you know about applying for an FHA loan for a commercial property? Is such a loan possible? A great deal depends on how residential the home is and the amount of non-residential use of the property’s total floor space.

Credit Monitoring, Data Security Breaches, and Your FHA Loan

December 12, 2017 - What do Arby’s, Google, and the Internal Revenue Service all have in common? They each experienced some form of security compromise in 2017 that could have resulted (and often did) in sensitive consumer data being exposed to hackers, scammers, and thieves.

FHA Home Loan Limits for 2018

December 5, 2017 - The FHA has announced increased FHA loan limits for 2018. The higher limits affect FHA home loan transactions in high-cost areas, low-cost housing markets, and gives qualified applicants more borrowing power in typically-priced housing markets, too.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!