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An appraiser on the FHA roster must perform any housing appraisal that is required by FHA guidelines. You are not allowed to have someone you know do the appraisal unless they are listed and approved by FHA.

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October 21, 2019
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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Who is Allowed to Do My FHA Appraisal?

FHA Common Question #38

All housing appraisals required by FHA guidelines must be performed by appraisers on the FHA roster. This rules out having someone you know do the appraisal unless they meet FHA guidelines and are currently listed by the FHA. The appraisal is a very important part of meeting FHA requirements and it's best to schedule it as early as possible. If there is a lot of FHA activity in your area you could find yourself in for a delay when trying to get your paperwork completed.

NEXT:  Why Do I Need a Property Appraisal?

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FHA Loan Articles and Mortgage News

What Can Affect Your Home Loan Appraisal?

October 6, 2019 - There are several areas that can affect whether your dream home is able to be purchased or not and your FHA appraiser is the one tasked with determining if the issues below will interfere with loan approval or not. 

What to do if Your Home Is Affected by a Natural Disaster

October 5, 2019 - Those who have FHA mortgages should know that the basic policy of the FHA and HUD in natural disasters is that participating lenders should consider loan moratoriums, flexible loan modification plans, and other foreclosure avoidance measures.

Credit Problems? FHA Home Loan Approval Issues

October 3, 2019 - Getting your FHA lender to take you seriously as a borrower when you have had past credit trouble depends on certain factors. Try to show them your credit troubles were caused by circumstances beyond your control and demonstrate good credit use since the negative credit incident.

Five Signs You Are Ready to Buy a Home with an FHA Mortgage

October 1, 2019 - There are plenty of indications that a buyer is NOT ready to buy a home with an FHA mortgage loan, but what tells you it’s time to make the commitment? There are five general signs you can use to determine how close you are to being fully ready.

Tips to Get a Better Refinance Loan

September 30, 2019 - Do you need to refinance your home? There are some important steps you can take to help yourself get the best deal possible when trying to refinance. A bit of planning and preparation will go a long way toward helping you get the best rates and terms possible on your refi loan.