An appraiser on the FHA roster must perform any housing appraisal that is required by FHA guidelines. You are not allowed to have someone you know do the appraisal unless they are listed and approved by FHA.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Who is Allowed to Do My FHA Appraisal?

FHA Common Question #38

All housing appraisals required by FHA guidelines must be performed by appraisers on the FHA roster. This rules out having someone you know do the appraisal unless they meet FHA guidelines and are currently listed by the FHA. The appraisal is a very important part of meeting FHA requirements and it's best to schedule it as early as possible. If there is a lot of FHA activity in your area you could find yourself in for a delay when trying to get your paperwork completed.

NEXT:  Why Do I Need a Property Appraisal?

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FHA Loan Articles and Mortgage News

HUD Announces New CARES Act FHA Home Loan Relief

April 2, 2020 - If you have an FHA mortgage, refinance loan, or One-Time Close construction mortgage and are experiencing financial hardship as a result of the COVID-19 outbreak, you may qualify for certain relief measures including those announced in this latest HUD action. What kind of relief may be available to you?

FHA Loan Advice From HUD During the Coronavirus Outbreak

April 1, 2020 - FHA lenders have been asked by the Department of Housing and Urban Development to use reasonable judgment when trying to decide who is legitimately affected by COVID-19 for the purpose of evaluating the loan.

FHA Announces Coronavirus-Related Changes to Loan Approval Rules

March 30, 2020 - Recently the FHA and HUD issued a mortgagee letter announcing that appraisal rules had been temporarily modified to permit exterior-only appraisals for FHA home loans and reverse mortgages.

FHA and HUD Announce Modified Appraisal Guidelines

March 27, 2020 - The COVID-19 / coronavirus outbreak has put considerable stress on many sectors of the housing industry. At the end of March the FHA and HUD issued a press release to announce changes in FHA appraisal policy to accommodate some of that stress

Getting a Loan in the Age of Coronavirus

March 24, 2020 - Mortgage markets, interest rates, and related issues are getting a lot of attention lately. Buying a home is more complicated in the era of the coronavirus, lockdowns, and COVID-19. But what are industry people saying about mortgage loans right now?