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If you feel you have been discriminated against in any way, the FHA wants to know about it. Fair lending, selling and other services related to the purchase of a home are required by law.

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August 21, 2018
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FHA.com is a private company, is not a government agency, and does not make loans.

What If I Sense Discrimination?

FHA Common Question #36

The Fair Housing act, FHA regulations, and FHA loan guidelines all forbid discrimination in lending. Discrimination can include denying a loan or home sale based on racial criteria, denying a disabled person the option of a first-floor dwelling, rental or condominium if otherwise available and many other circumstances.

If you feel you have been discriminated against in any way, the FHA wants to know about it. Fair lending, selling and other services related to the purchase of a home are required by law. You can report discrimination by calling toll-free: 1-800-669-9777.

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FHA Loan Articles and Mortgage News

How Should I Use My FHA Cash-Out Refinance Money?

August 12, 2018 - FHA cash-out refinance money is good for any purpose the borrower wants to use it for; the cash-out refi loan is different in that respect than a refinance loan to rehab a house (FHA 203(k) loans, for example) or to purchase and rehab a home.

Is the Cash I Need To Close My Loan Included in the Down Payment?

August 9, 2018 - FHA home loans feature a minimum required investment, also known as a down payment, of 3.5% of the adjusted value of the home. This down payment is required for new purchase FHA mortgages. The FHA home loan origination fee is another expense charged to the borrower.

FHA Mortgages vs. Conventional Loans

August 6, 2018 - Why should borrowers consider an FHA mortgage over a conventional loan? There are many reasons why-some are situational, others may come down to how much the house hunter wants to budget for a down payment.

How to Remodel Your Home With an FHA Mortgage

August 4, 2018 - The first thing to think about before you start getting ready to apply for an FHA mortgage to refinance and remodel is how old your current mortgage loan is. The longer you have been making payments, the more buying power you might have with a new loan.

FHA Loan Tip: What a Home Inspection Tells You

August 3, 2018 - The home inspection on the property you buy with your FHA mortgage is something you the borrower must arrange and pay for. It covers the roof, the basement, crawl space, the mechanical systems of the home, foundation, and much more.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!