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If you feel you have been discriminated against in any way, the FHA wants to know about it. Fair lending, selling and other services related to the purchase of a home are required by law.

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April 24, 2018
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FHA.com is a private company, is not a government agency, and does not make loans.

What If I Sense Discrimination?

FHA Common Question #36

The Fair Housing act, FHA regulations, and FHA loan guidelines all forbid discrimination in lending. Discrimination can include denying a loan or home sale based on racial criteria, denying a disabled person the option of a first-floor dwelling, rental or condominium if otherwise available and many other circumstances.

If you feel you have been discriminated against in any way, the FHA wants to know about it. Fair lending, selling and other services related to the purchase of a home are required by law. You can report discrimination by calling toll-free: 1-800-669-9777.

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FHA Loan Articles and Mortgage News

Do FHA Loans Come With a Warranty?

April 20, 2018 - FHA appraisals are not inspections and should never be considered as such. Just because your home “passes” the FHA appraisal you should never assume the home is defect-free. The appraisal is not designed to catch any and all defective conditions in the home.

Why You Can't Buy a Houseboat or RV With an FHA Mortgage

April 18, 2018 - There are some borrowers who want to know why it’s not possible to purchase a houseboat or a recreational vehicle (RV) with an FHA mortgage loan. Do you know the difference between a mobile home and an RV? Or why houseboats will never qualify for FHA home loan approval?

FHA, VA, and USDA Construction Loan Options

April 16, 2018 - FHA One-Time Close construction loan options are available for borrowers who wish to apply for an FHA mortgage, but don’t want to buy an existing property. Not all borrowers understand they have options for this type of loan-options that include VA and even USDA construction loans for qualified applicants.

Is the FHA One-Time Close Construction Loan Right for You?

April 14, 2018 - FHA One-Time Close construction loans are designed for those who want to have a home built for them from the ground up. Construction loan mortgages, especially FHA One-Time Close loans, are unique among mortgage lending products and have some distinct advantages.

What Size Home Can I Buy With My FHA Mortgage?

April 12, 2018 - There’s more than one factor at work in that particular equation, as we’ll see. Did you know you can buy or renovated a multi-unit property with an FHA mortgage? Or rent out the unused living spaces in your newly purchased property?

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!