Quantcast

The FHA loan guidelines may soon change to include options for lower-income borrowers. If you feel out of touch with your FHA options since the last time you checked, do some additional research to see what has changed with HUD and the FHA.

FHA Mortgage Loan Rates

January 23, 2018
FHA Rates for January 23, 2018
Offering 30 Year Fixed Mortgages
Offering 15 Year Fixed Mortgages
Use our mortgage calculators
to see what you can afford!
FHA.com is a private company, is not a government agency, and does not make loans.

Prequalify Now!

Compare mortgage rates for your refinance or home purchase loan.

CHOOSE A LOAN TYPE

then
get
your

FREE CREDIT SCORE

Do you know what's on
your credit report?
The Path to Homeownership
FHA.com is a private company, is not a government agency, and does not make loans.

How Has FHA Changed Over Time?

FHA Common Question #35

The best example of the FHA's constant evolution to help serve potential homebuyers is also one of the most recent. HUD proposes to amend the National Housing Act to allow the FHA to offer FHA insured mortgage options to borrowers who have low incomes and are often stuck with high-risk mortgages in order to purchase a home. If the FHA has its way, it will be able to offer these borrowers a better deal than the 'non-prime' lenders, and more incentive to purchase a home.

The FHA loan guidelines may soon change to include options for lower-income borrowers. If you feel out of touch with your FHA options since the last time you checked, do some additional research to see what has changed with HUD and the FHA. You'll be glad you did.

NEXT:  What If I Sense Discrimination?

FHA Loan Articles and Mortgage News

Read About FHA Requirements, Updates, and Guidelines
FHA One-Time Close Construction Loan Basics

January 12, 2018 - There are FHA home loans for existing construction homes, classified as properties that have had at least one owner, and FHA construction loans that allow a qualified borrower to have a home built for them from the ground up.

FHA Rehab Loans for Federal Disaster Areas

December 28, 2017 - For homeowners trying to recover their homes after Hurricane Irma, Hurricane Harvey, and Hurricane Maria, there are FHA loans available to help. The FHA 203(h) Rehab Loan is specifically for those in federally declared disaster areas and can be sometimes used with the FHA 203(k) rehab loan.

What You Should Know About FHA Loans and Commerical Properties

December 20, 2017 - What should you know about applying for an FHA loan for a commercial property? Is such a loan possible? A great deal depends on how residential the home is and the amount of non-residential use of the property’s total floor space.

Credit Monitoring, Data Security Breaches, and Your FHA Loan

December 12, 2017 - What do Arby’s, Google, and the Internal Revenue Service all have in common? They each experienced some form of security compromise in 2017 that could have resulted (and often did) in sensitive consumer data being exposed to hackers, scammers, and thieves.

FHA Home Loan Limits for 2018

December 5, 2017 - The FHA has announced increased FHA loan limits for 2018. The higher limits affect FHA home loan transactions in high-cost areas, low-cost housing markets, and gives qualified applicants more borrowing power in typically-priced housing markets, too.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!