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Do some FHA loan guideline research before entering into a new application for an FHA loan. Many factors may add benefits or new requirements to your FHA loan.

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August 21, 2017
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Are There Any Recent Changes for FHA Loans?

FHA Common Question #34

It's very important to do some FHA loan guideline research before entering into a new application for an FHA loan. Congressional amendments, changes in the structure of HUD, or the FHA and other factors may add benefits or new requirements to your FHA loan. An excellent example of this is with the move to FHA's streamline refinancing packages, which in many cases require less paperwork in order to be filed and processed.

If it's been more than a year since you last looked into an FHA loan, FHA mortgage or FHA reverse mortgage, check to see what new developments have occurred since last time. Your FHA approved lender can be of help, and you can search online for additional information.

NEXT:  How Has FHA Changed Over Time?

FHA Loan Articles and Mortgage News

Read About FHA Requirements, Updates, and Guidelines
Can FHA Closing Costs Be Financed?

August 1, 2017 - Some of your FHA loan closing costs may be financed, and some may - after being negotiated between buyer and seller - be paid by the seller within the boundaries of the FHA loan program's rules. The borrower can also pay some closing costs out of pocket.

FHA Streamline Loan Requirements

July 22, 2017 - FHA Streamline loans can help homeowners lower monthly mortgage payments and interest rates. But what do you need to qualify for an FHA Streamline loan? To begin, you need an existing FHA mortgage to refinance.

FHA Loan Rules: 203(K) Rehab Mortgage Loans

July 19, 2017 - The 203(K) Rehab loan is the FHA's primary program for the rehabilitation and repair of single family properties. As such, it is an important tool for community and neighborhood revitalization and for expanding homeownership opportunities.

The FHA Loan for Single Family Mortgages

July 15, 2017 - The FHA 203(b) loan insurance program is for people who want a single-family. For these FHA guaranteed loans, lenders offer loan terms at 15 or 30 years. The FHA does not set interest rates for these loans, instead they are negotiated between the borrower and lender.

FHA Loan Rules For Second Home Purchases

July 12, 2017 - FHA loan rules for the single-family loan program are designed for owner-occupiers, but depending on circumstances a borrower may be approved by a participating lender to buy another home--usually in response to a pragmatic need like a larger family or job requirements.