Do FHA Lending Limits Ever Change?
FHA Common Question #9
There has been a steady increase in the amount of FHA insured home loan money available to borrowers approved for loans on single-family home mortgages. This increase in availability means more borrowing power for those applying for FHA home loans, and lets more people than ever have the chance to own a home.
With only a 3.5% down payment and a higher single-family home mortgage limit, now may be the best time for you to apply for an FHA home loan. Take a good look at your finances before you proceed; your monthly housing costs should not take up more than 31% of your gross monthly income.
Some people make the mistake of calculating their housing budget using net income, which won't help you when it comes time to apply for an FHA loan.

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FHA Loan Articles and Mortgage News
February 18, 2019 - Why would a first-time home buyer choose an FHA home loan to buy their first home with? Borrowers looking for a home with affordable monthly mortgage payments and no income limit should definitely explore their FHA mortgage loan options.
February 16, 2019 - Affordable home ownership is possible even if you carry debt such as student loans or medical bills. Did you know FHA mortgages allow the purchase of properties with more than one living unit? Yes, you can buy a multi-unit property with an FHA home loan even as a first-time home buyer.
February 15, 2019 - First time home buyers will likely hear a lot about refinance loan options for their first mortgage, and even if you aren’t considering a refinance loan option it is good to know what those options are should you need them later down the line.
February 12, 2019 - Are you thinking about an FHA One-Time Close construction loan to help build a home especially for you rather than buying an existing property? House hunters with a dream home in mind may find 2019 to be a good year to explore home loan options.
February 9, 2019 - Roughly 800 thousand Americans were directly affected in a financial way because of the government shutdown that began in 2018 and ended in late January 2019. Furloughs, delayed paychecks, no paychecks at all, and resulting financial difficulties were a hot topic of discussion.

FHA.com Reviews
FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!