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Do you have an FHA loan or HUD insured mortgage? In certain cases, if you paid an up-front mortgage insurance premium at the closing of your house and did not default on your mortgage payments, you may be eligible for a refund on part of your insurance premium.

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February 23, 2019
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Am I Entitled to a Refund for My FHA Loan?

FHA Common Question #5

Do you have an FHA loan or HUD insured mortgage? In certain cases, if you paid an up-front mortgage insurance premium at the closing of your house and did not default on your mortgage payments, you may be eligible for a refund on part of your insurance premium.

Loans granted after September 1, 1983 may be entitled to this refund. If you aren't sure whether you paid an upfront premium, check your settlement paperwork or phone your lender to learn more. You will need your FHA case number to perform the search. If you need further assistance, contact your FHA loan officer for help.

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FHA Loan Articles and Mortgage News

First-Time Home Buyers Who Choose FHA Mortgages

February 18, 2019 - Why would a first-time home buyer choose an FHA home loan to buy their first home with? Borrowers looking for a home with affordable monthly mortgage payments and no income limit should definitely explore their FHA mortgage loan options.

Why Buy a Multi-Unit Home With an FHA Mortgage?

February 16, 2019 - Affordable home ownership is possible even if you carry debt such as student loans or medical bills. Did you know FHA mortgages allow the purchase of properties with more than one living unit? Yes, you can buy a multi-unit property with an FHA home loan even as a first-time home buyer.

How Long Is the Wait Before FHA Cash-Out Refinaning?

February 15, 2019 - First time home buyers will likely hear a lot about refinance loan options for their first mortgage, and even if you aren’t considering a refinance loan option it is good to know what those options are should you need them later down the line.

FHA Construction Loans in 2019: A Borrower's Market?

February 12, 2019 - Are you thinking about an FHA One-Time Close construction loan to help build a home especially for you rather than buying an existing property?  House hunters with a dream home in mind may find 2019 to be a good year to explore home loan options.

FHA Loans After the Government Shutdown: Did Your Credit Take a Hit?

February 9, 2019 - Roughly 800 thousand Americans were directly affected in a financial way because of the government shutdown that began in 2018 and ended in late January 2019. Furloughs, delayed paychecks, no paychecks at all, and resulting financial difficulties were a hot topic of discussion.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!