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Do you have an FHA loan or HUD insured mortgage? In certain cases, if you paid an up-front mortgage insurance premium at the closing of your house and did not default on your mortgage payments, you may be eligible for a refund on part of your insurance premium.

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December 14, 2017
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Am I Entitled to a Refund for My FHA Loan?

FHA Common Question #5

Do you have an FHA loan or HUD insured mortgage? In certain cases, if you paid an up-front mortgage insurance premium at the closing of your house and did not default on your mortgage payments, you may be eligible for a refund on part of your insurance premium.

Loans granted after September 1, 1983 may be entitled to this refund. If you aren't sure whether you paid an upfront premium, check your settlement paperwork or phone your lender to learn more. You will need your FHA case number to perform the search. If you need further assistance, contact your FHA loan officer for help.

NEXT:  What is the Most Popular FHA Loan Type?

FHA Loan Articles and Mortgage News

Read About FHA Requirements, Updates, and Guidelines
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December 12, 2017 - What do Arby’s, Google, and the Internal Revenue Service all have in common? They each experienced some form of security compromise in 2017 that could have resulted (and often did) in sensitive consumer data being exposed to hackers, scammers, and thieves.

FHA Home Loan Limits for 2018

December 5, 2017 - The FHA has announced increased FHA loan limits for 2018. The higher limits affect FHA home loan transactions in high-cost areas, low-cost housing markets, and gives qualified applicants more borrowing power in typically-priced housing markets, too.

Are There Income Requirements for an FHA Mortgage?

November 30, 2017 - Are there income requirements for an FHA mortgage? Some applicants may be worried about earning too much money to qualify for a loan they mistakenly believe are intended only for a certain income bracket.

General Property Requirements for FHA Mortgage Loans

November 15, 2017 - FHA loan rules specify that a home must meet minimum standards in order to be approved for an FHA mortgage. These standards, set by the FHA, do not include state or local building code (which must also be satisfied) and FHA loan rules cannot override the law.

What Are the Requirements for an FHA One-Time Close Construction Loan?

November 13, 2017 - What are the requirements for an FHA One-Time Close Construction Loan? These loans can be different that a standard FHA new purchase loan-there are builders to pay, inspections, and other issues that don't come with other types of mortgage loans.