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Do you have an FHA loan or HUD insured mortgage? In certain cases, if you paid an up-front mortgage insurance premium at the closing of your house and did not default on your mortgage payments, you may be eligible for a refund on part of your insurance premium.

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October 21, 2018
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Am I Entitled to a Refund for My FHA Loan?

FHA Common Question #5

Do you have an FHA loan or HUD insured mortgage? In certain cases, if you paid an up-front mortgage insurance premium at the closing of your house and did not default on your mortgage payments, you may be eligible for a refund on part of your insurance premium.

Loans granted after September 1, 1983 may be entitled to this refund. If you aren't sure whether you paid an upfront premium, check your settlement paperwork or phone your lender to learn more. You will need your FHA case number to perform the search. If you need further assistance, contact your FHA loan officer for help.

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FHA Loan Articles and Mortgage News

One-Time Close Construction Loans in Texas

October 18, 2018 - FHA / VA / USDA One-Time Close construction loans are an important option to consider for those looking to build  a new home in Texas. Texas home values have gone up 5.6% over the past year and Zillow predicts they will rise 4.0% within the next year.

Paying Off Your FHA Mortgage Loan Faster

October 10, 2018 - Depending on your financial needs and goals, it may be tempting to pay off an FHA mortgage faster than the term of the loan. This is a good idea if you need to save money over the lifetime of the mortgage-paying the full term of the loan means paying interest for that full term.

Which FHA Refinance Loans Require a New Credit Check?

October 7, 2018 - The short answer is that most of them do. There is only one FHA refinance loan that has no FHA-required credit check, and most typical FHA forward mortgages for purchasing a new property will require one. Credit scores and credit history are important factors for home loan approval.

Check Your Credit Report Before Applying for a Home Loan

October 5, 2018 - There are two basic stages for many borrowers thinking about applying for a mortgage loan. Whether you are choosing an FHA mortgage or any other type of home loan including refinance loans, there should be a planning stage and an application stage in your home loan process.

Are There FHA Loans for Investment Properties?

October 3, 2018 - This is a common question, and at first glance, FHA loan rules do prohibit using single family FHA mortgages to purchase investment real estate. But much depends on the buyer’s definition of investment property compared to the FHA view.

FHA.com Reviews

FHA.com is a one-stop resource for homebuyers who want to make the best decisions when it comes to their mortgage. With our detailed, mobile-friendly site, individuals can access information about different FHA products, the latest loan limits, and numerous other resources to make their homebuying experience easier. Take a look at some of the reviews from other FHA.com visitors!