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The FHA's mission in the present day includes offering to help borrowers get the amounts they qualify for, and to assist lenders by reducing the risk of issuing loans. You can search for an FHA lender near you at HUD.

FHA Rates Near 50 Year Low!

Now is the time to drop the interest rate on your 30-year mortgage or refinance into a 15-year home loan.

FHA Rates for April 1, 2020
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FHA.com is a privately owned website, is not a government agency, and does not make loans.

What is the FHA?

FHA Common Question #1

The Federal Housing Administration is an agency of the federal government. The FHA insures private loans issued for new and existing housing, and for approved programs for home repairs. The FHA was created by Congress in 1934, and in 1965 became part of the Department of Housing and Urban Development's Office of Housing.

The FHA's mission in the present day includes offering to help borrowers get the amounts they qualify for, and to assist lenders by reducing the risk of issuing loans. To get situation-specific information and advice on how you might be able to take advantage of an FHA-insured loan, you'll need to contact an FHA lender to get started. You can search for an FHA lender near you at HUD.

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FHA Loan Articles and Mortgage News

Did The Fed Cut Mortgage Loan Interest Rates?

March 16, 2020 - It’s easy to assume that a rate cut automatically equals a lower mortgage loan interest rate. But that is far from accurate and what the Fed did in cutting interest rates down to the zero range does NOT automatically translate into a lower home loan interest rate for you.

FHA Mortgage Rates Hit Unprecedented Lows

March 15, 2020 - There are times when mortgage rates are low, and there are times when rates fall so very low that even those in the lending industry contemplate their refinance loan options. Now is one of those times. It's a milestone well worth paying attention to.

Mortgage Rates And World Headlines: The Correction?

March 12, 2020 - At the time of this writing, in the second week of March 2020, mortgage loan interest rates have taken a sharp turn upwards after hitting lows not seen in recent memory. FHA mortgage loan interest rates were, for a time, below the three percent zone.

Refinance Loans Surge in Popularity

March 10, 2020 - Finance blogs and mortgage rate watchers report that the week ending March 6 saw a massive surge in refinance loan applications; refinancing is at a rate not seen in well over a decade. Low mortgage rates coming as a result of investor reactions to coronavirus news.

Mortgage Loan Interest Rates at Eight Year Lows?

March 9, 2020 - The last week of February 2020 was a remarkable one for mortgage loan interest rates. Much has been made of the economic effects of the virus that causes coronavirus disease, also known as COVID-19 or SARS-CoV-2, according to the Centers For Disease Control.