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FHA.com is a privately owned website, is not a government agency, and does not make loans.

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About FHA.com

FHA.com is an online publisher of timely news and information pertaining to residential home mortgage products generally. FHA.com does not offer or sell mortgage credit products. Advertisers on our website may generate leads and referrals for mortgage credit products through their advertisements. Additional disclosures can be found in Section 4, ”The Scope of Our Service” athttps://www.fha.com/terms_of_use.

We educate homebuyers about the guidelines for FHA, VA & USDA government insured mortgage loans. We offer knowledgeable FHA lenders who specialize in FHA lending the ability to connect with potential customers in need of FHA mortgage loans. These fully licensed lenders offer complimentary pre-approvals to their customers in the comfort they need to shop for their home with confidence. (Pre-approvals involve these FHA lenders reviewing your information and letting you know whether approval by a lender is likely.) We make finding the right FHA lender fast, easy and convenient.

Once a User reaches the Site, the User is able to review news and information provided by the site at no cost. Users may also enter information regarding their mortgage needs and their contact information into a secure hosted advertising form that transmits this information to one of several advertisers. A User may also view advertisements that, if clicked, connect the User to the advertiser's website. In addition, advertisers may also utilize a telephone number displayed on the site that will connect a User directly to the advertiser.

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FHA Loan Articles and Mortgage News

What to Remember About Home Loan Approval

May 5, 2024 - If you want to buy a home or build one on your own lot with an FHA mortgage, there are distinct phases in your journey toward home ownership. One phase is the initial planning and saving you need in order to prepare for closing costs, the down payment, and other expenses.

Rehab and Construction Loan Advice on Setting Budgets

May 3, 2024 - Are you considering refinancing your home with an FHA 203(k)? No matter what kind of construction or renovation project you have in mind, there are some guidelines each of these have in common that you should know about before getting started.

FHA Home Loan Early Payoff Options

May 1, 2024 - Do you want to pay off a 15-year or 30-year FHA mortgage ahead of schedule? One of the perks of an FHA mortgage for a single-family home is that FHA loan guidelines do not permit the lender to charge you a penalty just for paying the mortgage off ahead of schedule.

Buyer Risks When Waiting for Mortgage Rates to Drop

April 29, 2024 - U.S. News and World Report published an article in April 2024 that included data from a U.S. News survey of American mortgage trends this year. In that survey, nearly 70% of house hunters who responded say they are waiting for home loan interest rates to fall before buying a house this year.

Better to Buy a Home with Cash or an FHA Mortgage?

April 28, 2024 - Buying in cash does not necessarily mean you will get a big discount on the house. It’s all the same to the seller, who gets their money, either way. In more competitive housing markets, the cash offer is more appealing to some because it may work faster than dealing with a lender.