FHA Loan Application - FHA Home Loans and Mortgages

Late on Your Mortgage? We can Help!

Qualify for a loan modification and get a better loan without refinancing!

Fill out our short form so that a loss mitigation specialist may contact you regarding your unique financial situation.

First Lender:
Mortgage Loan Type:
Second Lender:	(If applicable)
Monthly Payment:
Months Behind:
Purchase Price:
Balance Owed:
What is your current interest rate?

Can you afford your current monthly payment?

Are you currently employed?

Have you already been given a date of foreclosure sale?

Date:

/ /

Fill out our short form so that a loss mitigation specialist may contact you regarding your unique financial situation.

First Name:	Last Name:
Street Address:	City:
State:	Zip Code:
Email Address:	Confirm Email Address:
Daytime Phone: ( ) Ext.
Evening Phone: ( ) Ext.
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Upon submission of this form, your qualification form will be sent to our loan mitigation partner in your area, who may contact you by email and or phone. You agree to receive phone calls from our partner, even if you are on any private, state or federal Do-Not-Call list.

FHA Loan Tip # 26:
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What should I know about FHA loan guidelines? (Part Two)
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In addition to the other types of FHA loan guidelines that pertain to specific types of purchases such as a fixer-upper home or a mobile home, there is also a special kind of FHA guideline pertaining to loans for energy efficient homes. This kind of FHA loan is called the Energy Efficient Mortgage, also known as EEM. It provides mortgage insurance for the borrower to buy or refinance a residence and include the cost of energy-saving upgrades in the amount. The best part of the FHA’s Energy Efficient Mortgage is that the borrower isn’t required to qualify for the extra money needed to include the energy upgrades, and there is no down payment required for the extra amount. The rationale behind this kind of FHA loan is that by saving money on utilities, the borrower can afford to make higher payments, or get a larger loan based on those savings. Anyone concerned about the environment, saving money or just getting the most efficient home they can afford should seriously consider the EEM.