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  FHA.com - FHA Loans   An FHA loan is a home mortgage that allows for a purchase or refinance with a low down payment. They're great for the first time home buyer.
 





Late on Your Mortgage? We can Help!

Qualify for a loan modification and get a better loan without refinancing!

Fill out our short form so that a loss mitigation specialist may contact you regarding your unique financial situation.
First Lender:
Mortgage Loan Type:
Second Lender: (If applicable)
Monthly Payment:
Months Behind:
Purchase Price:
Balance Owed:
What is your current interest rate?
Can you afford your current monthly payment?

Are you currently employed?
Have you already been given a date of foreclosure sale?
Date: / /

Fill out our short form so that a loss mitigation specialist may contact you regarding your unique financial situation.
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Upon submission of this form, your qualification form will be sent to our loan mitigation partner in your area, who may contact you by email and or phone. You agree to receive phone calls from our partner, even if you are on any private, state or federal Do-Not-Call list.



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FHA Loan Tip # 30:
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What are the advantages of refinancing an FHA home?
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Refinancing your FHA home is a big decision, but one that can yield profitable results if handled correctly. Many people use refinancing, and an FHA refinance can give you the same benefits as other loans. You can use the FHA refinance to lower your monthly payment, and pay less interest. Some people use the FHA refinance to convert a thirty-year FHA mortgage to a fifteen-year mortgage! This can build equity in your home faster than taking the thirty-year route. Remember that an FHA streamline refinance—where the paperwork is reduced in order to speed the process—requires that you take out no cash on the mortgage, and the amount should be current and not delinquent. If you qualify for an FHA streamline refinancing package, you could be well on your way to higher equity and lower payments.

Equal Housing Lender