FHA Loan Rates
May 17, 2008

30 Yr. Fixed
---------------
No Points
Low Interest
Best APR

15 Yr. Fixed
---------------
No Points
Low Interest
Best APR

-- -- -- -- -- -- -- --

Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting.

FHA.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

-- -- -- -- -- -- -- --

FHA LOAN TYPES

FHA Refinance
- - - - - - - -
FHA Loan (fixed rate)
- - - - - - - -
Energy Efficient Loan
- - - - - - - -
Growing Equity Mortgage
- - - - - - - -
FHA Condo Loans
- - - - - - - -
Graduated Payment Mortgage

-- -- -- -- -- -- -- --

SPECIAL FEATURE:
Military Finance

GI Bank
Military. Money. Lifestyle.
- - - - - - - -
Online Military Banking
Militay banking for veterans and their families.
- - - - - - - -
Veteran Life Insurance

Military Insurance Options

Military Auto Insurance
Make educated decisions for all of your insurance needs.
-- -- -- -- -- -- -- --

FHA Facts | FHA Loan Types | Down Payment Grants

FHA Down Payment Grants
-- The Genesis Program

The Genesis Program, also known as Grant America, is a non-profit down payment assistance program. It is operated by the Penobscot Indian Tribal Nation and technically qualifies as a government entity. Like other Native American tribal nations, the Penobscot tribal nation is HUD-approved to offer assistance, even to those living outside tribal jurisdiction. Grant America offers down payment assistance to low and middle income home buyers:

Those with an FHA loan or are pre-approved for FHA mortgages qualify for the Grant America program.
Grant America offers up to $34,000 in down payment assistance.
This program is open to those with approved FHA loans buying new or resale homes.
Program participation is not required to be included in the contract, but the seller must participate in the Grant America program.

Applying for a Grant America program is simple:

Get pre-approved for an FHA loan or complete your FHA mortgage paperwork and get approved for a specific FHA loan amount.
Find a home you want to buy and agree with the seller to draw up a contract.
Tell your realtor you want to buy the home using Grant America.
Contact your loan officer
Your loan officer will complete a Grant America application on your behalf.
Grant America wires funds to the bank the day of closing the deal (or the day before if you close in the morning).

Contact your loan officer if you have questions about how the program application process works. Remember, the seller must participate in the program. Your loan officer and realtor may be able to assist if the seller has questions about how to sign up.

Down payment assistance programs generally require the seller to pay a fee to participate. This fee is considered a payment for services rendered and not a tax-deductible charitable contribution.

For more information on how the grant program can be beneficial to you, you must be a qualified home buyer under the fha home loan program. We recommend that you first get pre-approved for an FHA home loan and then your lender will assist with getting you educated on the down payment program that is right for you.

Privacy Policy | Terms of Use Policy | About Us | FHA Site Map | Contact Information

Copyright © 1997- 2008 · FHA.com · All Rights Reserved
Web Design: Archimage · Houston, Texas

Get Started with Your FHA Home Loan

-- -- -- -- -- -- -- --

Free Credit Report
Do you know what's on your credit report? FREE credit report and 30-day trial of CreditCheck!
-- -- -- -- -- -- -- --

FHA Foreclosed Homes
Find homes at 50% below market value. Search now for free!

Select State:
- or -

Enter Zip:

-- -- -- -- -- -- -- --

FHA Down Payment Grants-- The Genesis Program

FHA Down Payment Grants
-- The Genesis Program