Before you get an FHA mortgage for a new or existing home, a loan checklist will help you prepare properly for the loan process.

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FHA Loan Checklist

Prepare for a Smooth Application Process

Before you start the FHA loan process, be prepared to provide some information to your loan officer. Have it ready now to save time later.

Address to your place of residence (past two years)
Social Security numbers
Names and location of your employers (past two years)
Gross monthly salary at your current job(s)
Pertinent information for all checking and savings accounts
Pertinent information for all open loans
Complete information for other real estate you own
Approximate value of all personal property
Certificate of Eligibility and DD-214 (for veterans only)
Current check stubs and your W-2 forms (past two years)
Personal tax returns (past two years), current income statement and business balance sheet for self-employed individuals

In addition, you will need to pay for a credit report and appraisal of the property.

FHA NEWS and RELATED ARTICLES

Why Should I Consider an FHA Home Purchase Loan?

There are many reasons for homebuyers to investigate an FHA home purchase. Your loan is guaranteed by the government, making your application more attractive to lenders.

Credit Rating, Missed Payments, and FHA Refinance Loans

When you decide to apply for an FHA refinance loan, your lender may have a look at your credit rating. This is a source of stress for many, especially those who need to refinance because they risk default or foreclosure on ARM loans or non-FHA loans with variable interest rates.

ADDITIONAL ARTICLES

How are FHA Refunds Determined?

FHA Issues Sanctions Against 120 Lenders

FHA Updates Rules on 2009 Tax Credit and FHA Loan Down Payments

What Is RESPA and How Does It Affect My FHA Loan?

Does the FHA Owe You a Refund?

FHA Home Loans and Property Taxes

Prepaying FHA Loans

FHA Loan Myths -- The Self-employed and FHA Loan Qualification

What is a 'Non-Purchasing Spouse?'

Could Down Payment Assistance Programs Make a Comeback?

The 2009 First-Time Homebuyer's Tax Credit

$8,000 Worth of Great News for First-Time FHA Loan Homebuyers

Mortgage Insurance and the Obama Mortgage

FHA Cash-Out Refinancing Changes as of April 2009

Cash Back, Closing Costs and FHA Streamline Loans

FHA Loans and Your Rights

Can I Make an FHA Home Purchase for a "Fixer-Upper"?

Qualify for an FHA Loan

FHA Loan Rates

For Today's Rates Call

(800) 237-1088

Sites and Offers of Interest

Free FHA Limits Calculator

Display current FHA loan limits for states and counties on your real estate, mortgage, or community website.

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Offering VA loan products that meet the home financing needs of active duty military and veterans across the country.

-- VA Loan Limits
-- VA Loan Refinance
-- VA Loan Guidelines

Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a privately owned website that provides information about FHA guaranteed home loans, and is not associated with the federal government or HUD / FHA.

FHA LOAN TYPES:

-- FHA Refinance
-- FHA Home Loan
-- FHA Secure
-- FHA Reverse
-- FHA Loan (fixed rate)

SPECIAL FHA TOPICS:

-- Obama Mortgage
-- HOPE Act
-- FHA Tips
-- FHA Loan Prequalify
-- Other Loan Types
-- FHA Loan Questions

FHA Foreclosed Homes

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