FHA lending limits in NORTH CAROLINA inform homebuyers how much FHA borrowing power they have in their area of the country. FHA loan limits vary based partly on the state and county in which the property is located.
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FHA Limits
Lending limits for FHA loans insured for NORTH CAROLINA counties.
100 match(es) found.
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County Name
Single Family
Duplex
Tri-plex
Four-plex
ALAMANCE
$271,050
$347,000
$419,425
$521,250
BURLINGTON, NC (MSA)
ALEXANDER
$271,050
$347,000
$419,425
$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)
ALLEGHANY
$271,050
$347,000
$419,425
$521,250
NON-METRO
ANSON
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
ASHE
$271,050
$347,000
$419,425
$521,250
NON-METRO
AVERY
$271,050
$347,000
$419,425
$521,250
NON-METRO
BEAUFORT
$271,050
$347,000
$419,425
$521,250
WASHINGTON, NC (MICRO)
BERTIE
$271,050
$347,000
$419,425
$521,250
NON-METRO
BLADEN
$271,050
$347,000
$419,425
$521,250
NON-METRO
BRUNSWICK
$303,750
$388,850
$470,000
$584,150
WILMINGTON, NC (MSA)
BUNCOMBE
$303,750
$388,850
$470,000
$584,150
ASHEVILLE, NC (MSA)
BURKE
$271,050
$347,000
$419,425
$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)
CABARRUS
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
CALDWELL
$271,050
$347,000
$419,425
$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)
CAMDEN
$729,750
$934,200
$1,129,250
$1,403,400
ELIZABETH CITY, NC (MICRO)
CARTERET
$287,500
$368,050
$444,900
$552,900
MOREHEAD CITY, NC (MICRO)
CASWELL
$271,050
$347,000
$419,425
$521,250
NON-METRO
CATAWBA
$271,050
$347,000
$419,425
$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)
CHATHAM
$334,650
$428,400
$517,850
$643,550
DURHAM, NC (MSA)
CHEROKEE
$271,050
$347,000
$419,425
$521,250
NON-METRO
CHOWAN
$271,050
$347,000
$419,425
$521,250
NON-METRO
CLAY
$271,050
$347,000
$419,425
$521,250
NON-METRO
CLEVELAND
$271,050
$347,000
$419,425
$521,250
SHELBY, NC (MICRO)
COLUMBUS
$271,050
$347,000
$419,425
$521,250
NON-METRO
CRAVEN
$271,050
$347,000
$419,425
$521,250
NEW BERN, NC (MICRO)
CUMBERLAND
$271,050
$347,000
$419,425
$521,250
FAYETTEVILLE, NC (MSA)
CURRITUCK
$458,850
$587,400
$710,050
$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA)
DARE
$460,000
$588,850
$711,800
$884,600
KILL DEVIL HILLS, NC (MICRO)
DAVIDSON
$271,050
$347,000
$419,425
$521,250
THOMASVILLE-LEXINGTON, NC (MICRO)
DAVIE
$271,050
$347,000
$419,425
$521,250
WINSTON-SALEM, NC (MSA)
DUPLIN
$271,050
$347,000
$419,425
$521,250
NON-METRO
DURHAM
$334,650
$428,400
$517,850
$643,550
DURHAM, NC (MSA)
EDGECOMBE
$271,050
$347,000
$419,425
$521,250
ROCKY MOUNT, NC (MSA)
FORSYTH
$271,050
$347,000
$419,425
$521,250
WINSTON-SALEM, NC (MSA)
FRANKLIN
$295,000
$377,650
$456,500
$567,300
RALEIGH-CARY, NC (MSA)
GASTON
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
GATES
$271,050
$347,000
$419,425
$521,250
NON-METRO
GRAHAM
$271,050
$347,000
$419,425
$521,250
NON-METRO
GRANVILLE
$271,050
$347,000
$419,425
$521,250
NON-METRO
GREENE
$271,050
$347,000
$419,425
$521,250
GREENVILLE, NC (MSA)
GUILFORD
$271,050
$347,000
$419,425
$521,250
GREENSBORO-HIGH POINT, NC (MSA)
HALIFAX
$271,050
$347,000
$419,425
$521,250
ROANOKE RAPIDS, NC (MICRO)
HARNETT
$271,050
$347,000
$419,425
$521,250
DUNN, NC (MICRO)
HAYWOOD
$303,750
$388,850
$470,000
$584,150
ASHEVILLE, NC (MSA)
HENDERSON
$303,750
$388,850
$470,000
$584,150
ASHEVILLE, NC (MSA)
HERTFORD
$271,050
$347,000
$419,425
$521,250
NON-METRO
HOKE
$271,050
$347,000
$419,425
$521,250
FAYETTEVILLE, NC (MSA)
HYDE
$483,000
$618,300
$747,400
$928,850
NON-METRO
IREDELL
$271,050
$347,000
$419,425
$521,250
STATESVILLE-MOORESVILLE, NC (MICRO)
JACKSON
$271,050
$347,000
$419,425
$521,250
NON-METRO
JOHNSTON
$295,000
$377,650
$456,500
$567,300
RALEIGH-CARY, NC (MSA)
JONES
$271,050
$347,000
$419,425
$521,250
NEW BERN, NC (MICRO)
LEE
$271,050
$347,000
$419,425
$521,250
SANFORD, NC (MICRO)
LENOIR
$271,050
$347,000
$419,425
$521,250
KINSTON, NC (MICRO)
LINCOLN
$271,050
$347,000
$419,425
$521,250
LINCOLNTON, NC (MICRO)
MACON
$271,050
$347,000
$419,425
$521,250
NON-METRO
MADISON
$303,750
$388,850
$470,000
$584,150
ASHEVILLE, NC (MSA)
MARTIN
$271,050
$347,000
$419,425
$521,250
NON-METRO
MCDOWELL
$271,050
$347,000
$419,425
$521,250
NON-METRO
MECKLENBURG
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
MITCHELL
$271,050
$347,000
$419,425
$521,250
NON-METRO
MONTGOMERY
$271,050
$347,000
$419,425
$521,250
NON-METRO
MOORE
$271,050
$347,000
$419,425
$521,250
SOUTHERN PINES-PINEHURST, NC (MICRO)
NASH
$271,050
$347,000
$419,425
$521,250
ROCKY MOUNT, NC (MSA)
NEW HANOVER
$303,750
$388,850
$470,000
$584,150
WILMINGTON, NC (MSA)
NORTHAMPTON
$271,050
$347,000
$419,425
$521,250
ROANOKE RAPIDS, NC (MICRO)
ONSLOW
$306,250
$392,050
$473,900
$588,950
JACKSONVILLE, NC (MSA)
ORANGE
$334,650
$428,400
$517,850
$643,550
DURHAM, NC (MSA)
PAMLICO
$271,050
$347,000
$419,425
$521,250
NEW BERN, NC (MICRO)
PASQUOTANK
$729,750
$934,200
$1,129,250
$1,403,400
ELIZABETH CITY, NC (MICRO)
PENDER
$303,750
$388,850
$470,000
$584,150
WILMINGTON, NC (MSA)
PERQUIMANS
$729,750
$934,200
$1,129,250
$1,403,400
ELIZABETH CITY, NC (MICRO)
PERSON
$334,650
$428,400
$517,850
$643,550
DURHAM, NC (MSA)
PITT
$271,050
$347,000
$419,425
$521,250
GREENVILLE, NC (MSA)
POLK
$271,050
$347,000
$419,425
$521,250
NON-METRO
RANDOLPH
$271,050
$347,000
$419,425
$521,250
GREENSBORO-HIGH POINT, NC (MSA)
RICHMOND
$271,050
$347,000
$419,425
$521,250
ROCKINGHAM, NC (MICRO)
ROBESON
$271,050
$347,000
$419,425
$521,250
LUMBERTON, NC (MICRO)
ROCKINGHAM
$271,050
$347,000
$419,425
$521,250
GREENSBORO-HIGH POINT, NC (MSA)
ROWAN
$271,050
$347,000
$419,425
$521,250
SALISBURY, NC (MICRO)
RUTHERFORD
$271,050
$347,000
$419,425
$521,250
FOREST CITY, NC (MICRO)
SAMPSON
$271,050
$347,000
$419,425
$521,250
NON-METRO
SCOTLAND
$271,050
$347,000
$419,425
$521,250
LAURINBURG, NC (MICRO)
STANLY
$271,050
$347,000
$419,425
$521,250
ALBEMARLE, NC (MICRO)
STOKES
$271,050
$347,000
$419,425
$521,250
WINSTON-SALEM, NC (MSA)
SURRY
$271,050
$347,000
$419,425
$521,250
MOUNT AIRY, NC (MICRO)
SWAIN
$271,050
$347,000
$419,425
$521,250
NON-METRO
TRANSYLVANIA
$293,750
$376,050
$454,550
$564,900
BREVARD, NC (MICRO)
TYRRELL
$271,050
$347,000
$419,425
$521,250
NON-METRO
UNION
$303,750
$388,850
$470,000
$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)
VANCE
$271,050
$347,000
$419,425
$521,250
HENDERSON, NC (MICRO)
WAKE
$295,000
$377,650
$456,500
$567,300
RALEIGH-CARY, NC (MSA)
WARREN
$271,050
$347,000
$419,425
$521,250
NON-METRO
WASHINGTON
$271,050
$347,000
$419,425
$521,250
NON-METRO
WATAUGA
$285,000
$364,850
$441,000
$548,050
BOONE, NC (MICRO)
WAYNE
$271,050
$347,000
$419,425
$521,250
GOLDSBORO, NC (MSA)
WILKES
$271,050
$347,000
$419,425
$521,250
NORTH WILKESBORO, NC (MICRO)
WILSON
$271,050
$347,000
$419,425
$521,250
WILSON, NC (MICRO)
YADKIN
$271,050
$347,000
$419,425
$521,250
WINSTON-SALEM, NC (MSA)
YANCEY
$271,050
$347,000
$419,425
$521,250
NON-METRO
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