The FHA does set limits on FHA mortgage loans, and these lending limits may differ by county and state.
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FHA / HUD Housing

FHA Loan Rates
July 05, 2008

30 Yr. Fixed
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No Points
Low Interest
Best APR

15 Yr. Fixed
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No Points
Low Interest
Best APR

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Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting.

FHA.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

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FHA LOAN TYPES

FHA Refinance
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FHA Secure
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FHA Reverse
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FHA Loan (fixed rate)
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Energy Efficient Loan
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Growing Equity Mortgage
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FHA Condo Loans
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Graduated Payment Mortgage

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SPECIAL FEATURE:
Military Finance

Military Hub
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Online Military Banking
Military banking for veterans and their families.
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Veteran Life Insurance

Military Home Insurance
Make educated decisions for all of your insurance needs.
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FHA Refinance and Mortgage Fact #24

How Mortgage Limits are Set
The FHA does set limits on FHA mortgage loans, and these lending limits may differ by county and state. FHA mortgage loan limits are based upon the Fannie Mae/Freddie Mac limits on conventional mortgage loans. They are also set according to type of home-single family, plus two, three and four family dwellings. If you find that FHA mortgage loan limits in a nearby county are more lenient, you may wish to consider buying a home in the area with the higher limit. If you live on the edge of two counties, find out which one offers the best FHA loan limits before making your home purchase.



FHA Refinance and Mortgage Facts

  1. About the FHA
  2. Credit Problems and a HUD Housing Loan
  3. The FHA TOTAL Scorecard
  4. Applying for an FHA Loan
  5. Additional Paperwork for Veterans
  6. FHA/HUD Insured Mortgages and Refunds
  7. Popular FHA Loans
  8. Where FHA Mortgages Come From
  9. Pre-qualify for an FHA Home Loan
  10. The Increased FHA Loan Amount
  11. FHA Mortgage Fees
  12. Additional FHA Fees
  13. Fees Prohibited by HUD
  14. FHA Loan Mistakes to Avoid
  15. Improving Your Credit Score
  16. FHA Mortgage Insurance
  17. Streamline a HUD Loan
  18. Active Duty Military and the FHA Loan
  19. Falling Behind on FHA Loan Payments
  20. FHA Insurance Fund
  21. FHA Connection
  22. FHA Connection Neighborhood Watch
  23. FHA Adjustable Rate Mortgage
  24. How Mortgage Limits are Set
  25. FHA Loan Limit
  26. FHA Loan Options
  27. Energy Efficient HUD Mortgage


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