FHA loans can make your homebuying dream a reality with competitive rates and a low down payment.
  FHA Refinance | FHA Lending Limits       >> FHA Loan (fixed rate) | FHA Facts | FHA Loan Types | Mortgage Calculators | Down Payment Grants | FHA Foreclosures



Home Purchase

FHA Loan Rates
May 09, 2008
30 Yr. Fixed
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No Points
Low Interest
Best APR
15 Yr. Fixed
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No Points
Low Interest
Best APR
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Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting.

FHA.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

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FHA LOAN TYPES

FHA Refinance
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FHA Loan (fixed rate)
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Energy Efficient Loan
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Growing Equity Mortgage
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FHA Condo Loans
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Graduated Payment Mortgage

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FHA Facts | FHA Loan Types | Down Payment Grants

Purchase a Home with an FHA Loan

Purchasing a home is one of life's major landmarks and for some, it is even a dream come true. At FHA.com we understand the magnitude of this decision and it is our goal to make your transition into home ownership unforgettable. Regardless of whether this is your first or your fifth home purchase we will do our best to ensure that getting you into your new home is a pleasant and memorable experience.

FIRST STEPS
When you begin to seriously consider purchasing a new home it is important that you follow some simple steps to make sure that the process runs smoothly.

The first thing you should do is an analysis of your debt to income ratio. This important step will let you know what type of home you can afford based on your monthly income and expenses.

The next important step in purchasing a new home is to get pre-approved for a home loan. The peace of mind that comes with knowing that your mortgage loan and credit report have been approved will allow you to shop for your new home with confidence. And when you find a home and are ready to make an offer the fact that you have already been pre-approved for your loan amount will give the seller confidence in you as a buyer.


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